# Privacy Policy

Effective date: 2026-03-19

PennyPilot is an offline expense tracker. Your expense data is stored locally on

your device. We do not require accounts to use the app.

## Information we collect

- **App data you enter** (expenses, categories, notes) is stored locally on your

  device and is not transmitted to our servers.

- **Advertising (if enabled)**: If ads are enabled, the Google Mobile Ads SDK

  may collect device identifiers (such as Advertising ID), IP address, and

  diagnostic data to serve and measure ads. Refer to Google's privacy policy for

  details.

## Permissions

- `POST_NOTIFICATIONS` for reminders you enable.

- `RECEIVE_BOOT_COMPLETED` to reschedule reminders after device restart.

- `INTERNET` and `ACCESS_NETWORK_STATE` for ads (if enabled).

- `com.google.android.gms.permission.AD_ID` for advertising (if enabled).

## Data retention and deletion

- Your data remains on your device until you delete it or use **Settings > Reset

  data**.

## Data sharing

- We do not sell your data.

- When ads are enabled, limited device information may be shared with Google to

  provide ads.

## Changes to this policy

We may update this policy from time to time. We will post the latest version at:

[https://sites.google.com/view/penny-pilot-privacy-policy/home]

## Contact

Email: nirmalsivadas2017@gmail.com