Last Updated: January 14, 2026
Contact: xfactorcoders@gmail.com
By downloading, installing, or using Payout Tracker ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.
These Terms constitute a legally binding agreement between you and Patrick Graves / XFactorCoders ("Developer," "we," "us," or "our").
IMPORTANT: Payout Tracker is a gamified personal tracking tool designed for entertainment and motivation purposes only. It is NOT financial software, accounting software, tax preparation software, or a financial planning tool.
A gamified motivation tool with points, levels, achievements, and streaks
A personal tracking app for recording earnings you choose to enter
An entertainment application designed to make tracking income more engaging
A private, offline tool that stores data only on your device
Financial advice or financial planning software
Tax preparation or tax calculation software
Accounting software or bookkeeping software
A replacement for professional financial, tax, or legal advice
An official record for any legal, tax, or financial purpose
A tool for making investment or financial decisions
THE APP DOES NOT PROVIDE FINANCIAL, TAX, INVESTMENT, OR LEGAL ADVICE.
Nothing in this App should be construed as financial advice, tax advice, investment advice, legal advice, or any other form of professional advice. The App is purely for personal entertainment and motivation.
You should consult with qualified professionals (such as certified public accountants, financial advisors, tax professionals, or attorneys) for any financial, tax, investment, or legal matters.
Any decisions you make based on information displayed in the App are made at your own risk and sole discretion. The Developer assumes no responsibility for any financial, tax, legal, or other consequences resulting from your use of the App or reliance on any information displayed within it.
THE DEVELOPER MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY INFORMATION DISPLAYED IN THE APP.
The accuracy of information you manually enter into the App
Proper operation of the software on your specific device
Software calculations which may contain errors or bugs
Device storage and processing which may affect data integrity
Updates, migrations, or changes that may affect stored data
User input errors (typos, incorrect amounts, wrong dates)
Software bugs or calculation errors
Rounding differences in calculations
Data corruption due to device issues
Import/export processes
App updates or migrations
You are solely responsible for verifying the accuracy of any data displayed in the App. Do not rely on App data for official records, tax filings, legal matters, or financial decisions.
By using the App, you agree that:
You are solely responsible for the accuracy of data you enter
You will not use App data as official records for tax, legal, or financial purposes
You will maintain your own independent records for official purposes
You will verify any important information independently before relying on it
You will consult qualified professionals for financial, tax, and legal matters
You are at least 18 years of age or the age of legal consent in your jurisdiction
You will keep your account credentials secure
You will create backups of your data if preservation is important to you
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
To the fullest extent permitted by applicable law, the Developer disclaims all warranties, express or implied, including but not limited to:
Implied warranties of merchantability
Fitness for a particular purpose
Non-infringement
Accuracy or reliability of any information
Uninterrupted or error-free operation
That defects will be corrected
That the App is free of viruses or harmful components
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE DEVELOPER BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
Loss of profits, revenue, or income
Loss of data or data corruption
Financial losses or damages
Tax penalties, interest, or additional tax liability
Legal fees or costs
Business interruption
Any other pecuniary loss
This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise) and even if the Developer has been advised of the possibility of such damages.
In no event shall the Developer's total liability exceed the amount you paid for the App or premium subscription in the twelve (12) months preceding the claim, or fifty US dollars ($50), whichever is less.
Some jurisdictions do not allow the limitation or exclusion of liability for certain damages, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless the Developer, and any affiliates, officers, agents, partners, and employees from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:
Your use of the App
Your violation of these Terms
Your violation of any third-party rights
Any claim that your use of the App caused damage to a third party
Any tax liabilities, penalties, or disputes arising from your use of the App
Any financial decisions made based on information from the App
Any inaccuracies in data you entered or data displayed by the App
Your failure to maintain independent records
Your reliance on the App for official, legal, tax, or financial purposes
This indemnification obligation shall survive the termination of these Terms and your use of the App.
Payout Tracker offers optional premium features through subscription or one-time purchase:
Subscriptions are processed through Google Play Billing
Subscriptions automatically renew unless cancelled before the renewal date
You can cancel subscriptions through Google Play Store settings
Refunds are handled according to Google Play's refund policies
Premium features are provided "as is" with no additional warranties
The App, including its design, features, code, graphics, and content, is owned by the Developer and protected by copyright and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the App without written permission.
The Developer reserves the right to modify these Terms at any time. Changes will be effective when posted. Your continued use of the App after changes constitutes acceptance of the modified Terms. It is your responsibility to review these Terms periodically.
You may stop using the App at any time by uninstalling it. The Developer reserves the right to terminate or suspend access to the App at any time, without notice, for any reason. Upon termination, all provisions of these Terms that should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Massachusetts, without regard to conflict of law principles.
Exclusive Jurisdiction: Any legal action or proceeding arising out of or relating to these Terms or your use of the App shall be brought exclusively in the state or federal courts located in United States of America, Massachusetts. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.
Time Limitation on Claims: Any claim or cause of action arising out of or related to your use of the App or these Terms must be filed within one (1) year after such claim or cause of action arose, or be forever barred.
No Class Actions: To the fullest extent permitted by law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide legal proceeding against the Developer.
Equitable Relief: Notwithstanding the foregoing, the Developer may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights.
If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable. If modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Developer regarding the App and supersede all prior agreements, representations, and understandings.
If you have questions about these Terms, contact us at:
Email: xfactorcoders@gmail.com
Developer: Patrick Graves
BY USING PAYOUT TRACKER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. YOU FURTHER ACKNOWLEDGE THAT:
This App is for entertainment and motivation purposes only
This App does not provide financial, tax, or legal advice
Data accuracy is not guaranteed
You will not rely on this App for official records or important decisions
You assume all risk associated with using this App
Payout Tracker: Track your earnings, level up your motivation, and make every dollar count - for fun!