Most businesses today have an online presence as this what customers demand. This is a good thing for your business as it gives you global reach and a wider customer base. However, with the increased opportunity, there are certain risks as well of doing business online. Online business transactions are susceptible to fraud and data theft by hackers worldwide. This is why it is imperative that you partner with a professional payment solutions service provider to safeguard your interests and that of your customers.
If you have an online business based in Indonesia or elsewhere, take protective measures especially when it comes to setting up online payment solutions. Below are some security tips that you can implement for your business:
1. Certificate for PCI compliance: The first step to establish a secure Indonesia online payment gateway is to get certified for PCI compliance. This is the core security protocol element for eligibility to take debit or credit card payments from customers. PCI compliance ensures that your business meets industry security standards.
2. Complexity of passwords: To secure payment solutions for you and your customers, your payment gateway should be designed to accept only complex passwords which is alpha-numerical with special characters. Simple passwords are easy to guess and puts customer transaction data at risk.
3. Encryption of data: Your payment solutions platform should be designed in a way that it encrypts data as it receives it and before it is transmitted. It is a known fact that most security risks happen when data moves from one server to another server. Hence, encrypting data before it is transmitted adds extra protection for your customers.
4. Multi-level authentication: Making your customers go through multi-level authentication before completing their login can make your payment gateway more secure and protect your customers. This will require customers to have a separate device to access their account and, in the process, prevent access to the information by data thieves.
5. Online data storage: Using the cloud as a data storage option can help keep your customer data safe. This is a much better alternative to storing data on-site where your liability increases in case of a data breach.
6. Monitor transactions carefully: Look out for high volume purchases or even transactions which have suspicious delivery destinations. If the transaction seems out of the ordinary, flag it at your end for further analysis.
These are some measures that you can adopt for your online business to mitigate the risks for your customers and make sure that they are comfortable to make their payments for purchases using your Indonesia online payment gateway. Enlist the help of an experienced ecommerce payment solutions developer to provide the best protection for the payments made through your website.