Jason And Crystal Patello have been working insurance since March of 2016. Their passion for the business as well as the people they serve--clients in the field and the agents on their team--is evident. Coming from backgrounds in customer service, banking, food service, and even carpet cleaning
Jason and Crystal became insurance agents because they wanted to help people and provide their clients with peace of mind. We believe all policyholders should be aware. It is our goal to help our clients understand what insurance policies make sense for them so that we can provide them with proper coverage.
We have lived in Hubbard, Ohio for two years now with our two daughters, Julia and Elaina. In our free time, you can find us spending time with our family on bike rides or volunteering in the local community.
Patello Insurance Group is a dedicated team of professional, and licensed agents who work with you to protect what matters most – your family. We are not captive agents, we represent multiple carriers and products so our loyalty is to YOU the client making us 100% Client Focused! We work with over 25 A rated carriers in the country so we can do all the price shopping for you.
We offer the following:
LIFE INSURANCE
TERM LIFE
WHOLE LIFE
UNIVERSAL LIFE
MORTGAGE PROTECTION
FINAL EXPENSE
CHILDRENS WHOLE LIFE
RETIREMENT & SAVINGS
FIXED INDEXED ANNUITIES
401K ROLLOVER
COLLEGE SAVINGS PLANS
WEALTH TRANSFER
DEBT ELIMINATION PROGRAM
We strive to ensure NON-Medical meaning no physical exam.
We work hard to get you APPROVED
The Carriers make the process simple, practical and affordable for you and your family
2 Facets to this: Eligibility & Suitability
We comprise an individual profile based on YOU and your specific situation.(Underwriting Questions)
We make a professional recommendation on which program best fits your needs. Then if you want to move forward we assist you with that process.
Some awesome things about some of our insurance products:
Insurance can pay out when you die, it can eliminate ANY burden on family members (Surviving spouse, siblings, children, etc)
It can protects your mortgage loan, and or HELOC, and can protect the equity, and bridges the gap, if it's a second mortgage.
You choose the beneficiary & Level death benefit/Level Premium meaning those monthly premium payments will never rise on you. They are locked in at todays rates and your current age.
Some insurance policies will cover not only a death due to illness or accident, they will cover you while you are still alive!! YES STILL ALIVE! This is called Illness protection, it could let you access a portion of your benefit in the event of a disability, critical, chronic, or god forbid a terminal illness.
Some products even offer MONEY BACK OPTIONS!! Meaning if you don't use the policy for the timeframe it is written for you can get all of your premiums that you paid into it returned to you!!