OweTracker - Track your debts simply

Privacy Policy for OweTracker

Last Updated: 1/22/2026

Your privacy is important to us. This policy explains how we handle your data when you use OweTracker.

1. Information We Collect

We do not collect any personal data like your name, email address, or phone number directly unless you voluntarily provide it for support. However, we use a third-party service, RevenueCat, to manage in-app subscriptions and purchases.

Through RevenueCat, we may collect:

• Purchases: Information regarding your transaction history and subscription status or in-app purchases you make.

• Identifiers: A unique, anonymous identifier (App User ID) to link your purchase to your device so you can access premium features.

2. How We Use Your Data

We use the information collected via RevenueCat for:

• App Functionality: To verify your subscription status and unlock "Pro" or "Premium" features.

• Analytics: To understand our app's revenue and performance at an aggregate level.

3. Third-Party Services

We use RevenueCat as our subscription infrastructure provider. They act as a data processor for your purchase information. For more details, you can view the RevenueCat Privacy Policy.

4. Data Security & Retention

Your purchase history is stored securely by RevenueCat and Apple. We do not store your credit card or payment information on our own servers. Data is retained as long as it is necessary to provide you with app services.

5. Your Rights

Under Apple's policies and global privacy laws (like GDPR), you have the right to request the deletion of your data. If you wish to delete your account or any associated data, please contact us at mcapdev2024@gmail.com

6. Children’s Privacy

Our app does not knowingly collect any personal information from children under the age of 13.

7. Contact Us

If you have any questions regarding this Privacy Policy, please contact us at: mcapdev2024@gmail.com

Terms of Use (EULA)

By downloading or using OweTracker, you agree to be bound by the Apple Standard End User License Agreement (EULA).

1. Agreement to Terms

This agreement is between you and the developer of OweTracker only, and not with Apple, Inc. The developer is solely responsible for the app and its content.

2. Scope of License

The license granted to you for OweTracker is a limited, non-transferable license to use the app on any Apple-branded products that you own or control as permitted by the Usage Rules set forth in the App Store Terms of Service.

3. Maintenance and Support

The developer is solely responsible for providing any maintenance and support services for this app. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or support services with respect to OweTracker.

4. Warranty and Liability

The app is provided "as-is." In the event of any failure of the app to conform to any applicable warranty, you may notify Apple for a refund of the purchase price. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the app.

5. Contact Information

For any questions, complaints, or claims with respect to the app, please contact: Email: mcapdev2024@gmail.com

Full Agreement: You can view the full text of the Apple Standard EULA at the following link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Disclaimer & Limitation of Liability

OweTracker is a tool for personal informational purposes only.

• Financial Accuracy: The developer does not provide financial or legal advice. You are solely responsible for the accuracy of the data you enter into the app.

• Interpersonal Disputes: OweTracker is designed to help you keep track of informal debts. The developer is not a party to, and shall not be held liable for, any disputes, disagreements, or legal actions that arise between users or third parties regarding money tracked within the app.

• No Guarantee of Collection: Use of this app does not guarantee the collection of any debts. The developer is not responsible for any financial losses or failure to collect money owed to you.

• Data Loss: While we strive to keep your data secure, the developer is not liable for any loss of data due to technical failures, device loss, or app uninstallation.