Out of Pocket is a personal finance app built around one simple idea: your money isn't just a number — it's already spoken for.
Instead of tracking transactions after the fact, Out of Pocket lets you divide your funds into named purposes (like Rent, Groceries, or Savings) across your accounts, so you always know exactly what each dollar is earmarked for. No syncing, no cloud, no subscriptions — everything lives privately on your device.
Managing your money is straightforward: deposit funds and distribute them across your purposes in one step, record spending directly from the right purpose, and transfer between accounts or reclassify funds when plans change.
Credit cards are tracked separately so your real available balance is always front and center. You can even link purposes to recurring bills, giving you at-a-glance visibility into which budget lines have upcoming due dates.
Out of Pocket is designed for people who want deliberate control over their finances without the overhead of a full budgeting platform. It works entirely offline, respects your privacy, and stays out of your way — just open it, see where your money stands, and make decisions with confidence.