I tried Only Bands Money Group on Whop so you don't have to — here's my honest take

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Only Bands Money Group is a financial education and trading alerts community run by a military veteran named Teej (Thomas Jerome Robinson Jr) who pivoted from a decade of service into teaching financial literacy. It lives on Whop, costs $49.99/month, and targets beginners, particularly young adults who want to learn budgeting, investing, and how to trade options and crypto.

Here is what you actually need to know before joining.

What is Only Bands Money Group?

It is a paid community that blends two things most groups keep separate: foundational financial education (budgeting, saving, wealth-building) and active trading alerts (options, LEAPS, 0DTE, swing trading, crypto).

The person behind it, Teej, leans heavily into his military background as the credibility anchor. His pitch is discipline-meets-finance, with a specific focus on making wealth-building tools accessible to young adults and the Black community.

The group has been operating on Whop since 2024 and has pulled in over 3,200 store members, though the active product currently shows 21 members. That gap is worth keeping in mind.

What do you actually get?

Once you join, here is what is included:

Discord access for community interaction, presumably where alerts and discussion happen
Live streams via Zoom with priority access for members
A trading course library covering beginner to advanced concepts
Workshops and mentorship resources available on demand

Trading alerts covered

The alerts side of only bands money group trading focuses on:

Option selling
LEAPS (Long-Term Equity Anticipation Securities, basically long-dated options contracts)
0DTE trades (options that expire the same day, higher risk/reward)
Swing trading
Crypto

If you don't know what LEAPS or 0DTE means yet, that's fine. The FAQ says the program is built for beginners and the course library goes from basic to advanced.

Financial education side

This is where only bands money group differentiates itself from pure alerts groups:

Budgeting frameworks for real-life situations
Saving strategies
Personalized financial planning for long-term stability
Financial literacy framed around building generational wealth

Pricing

There is one plan available:

$49.99/month, billed monthly with no mention of a free trial or lifetime option

For context, that is mid-range for a Whop trading community. You're paying for both the education content and the live alerts together, which adds some value if you'd otherwise buy those separately.

Join Only Bands Money Group

Reviews: what are people saying?

Honestly, the review data here is thin. There is 1 review on Whop, and it's a 5-star rating. That's it.

You can check the Only Bands Money Group reviews on Whop yourself to see if more have come in since this was written.

The lack of review volume is the biggest transparency gap right now. I could not find substantive community feedback on Reddit, YouTube, or Trustpilot either. Searches for only bands money group whop review reddit and only bands money whop review reddit come up dry, which tells you this community is still early and relatively small.

That is not automatically a red flag, but it does mean you're taking more of a leap on faith than you would with an established group.

Is it good for beginners?

According to the FAQ, yes. The program is explicitly described as tailored for all experience levels, with specific attention to beginners. The course library starts from the ground up, and the financial literacy content assumes no prior knowledge.

If your background is zero, the blend of budgeting basics and trading education makes more sense than jumping straight into an alerts-only group where you'd be copying trades without understanding why.

What I actually think

Here's my honest read:

✅ Worth considering if:

You want financial education and trading alerts under one roof
You're a beginner who needs context, not just signals
The military discipline angle resonates with how you like to learn
You're looking for a community with a specific cultural focus on Black wealth-building

⚠️ Be cautious because:

Only 1 review exists publicly, making social proof nearly impossible to evaluate
The gap between 3,200+ store members and 21 active product members is unexplained
No free trial means you're committing $49.99 before seeing inside
0DTE trading is genuinely high-risk; beginners should understand that going in

Is Whop a legitimate platform to buy this through?

Yes. Whop is a well-established marketplace for digital products, paid communities, and trading groups. It charges a small platform fee to creators, handles payments securely, and gives buyers a structured place to find and access community products. Only Bands Money Group being hosted there is a neutral signal, not a concern.

Final verdict

Only bands money is a relatively new community with a genuine and specific mission behind it. The founder's story is credible, the content scope is broad, and the $49.99/month price point is reasonable for what's promised. The problem is there's almost no independent feedback to confirm the experience lives up to the pitch.

If you're early in your financial education journey and the mission resonates with you, it might be worth a month to find out. Just go in knowing you are one of the early members helping build its reputation, not joining something with years of verified results behind it.