FAQ's

Yes, Absolutely!  First off we always collateralize loans to properties so there is legal protection incase of any default. Secondly, if someone were to default,  they should not be in real estate, we have buyers that would buy the property if for some crazy reason there's a default on the loan.

There is no minimum amount, we have helped one lender grow her Retirement account from $4,500 to $18,000. 

We always buy undervalued properties. If we go under contract on a house typically we can sell it immediately for 20% more so 80%LTV, after we repair and rehab values increase to 40-50% so 50%LTV, no definite loan to value ratio, We like using no money out of our pocket from start to completion so LTV starts lower and rises as we rehab.

Not at all. Private Lending should be easy. We handle the deed prep, promissory note, application docs, and wire details. Most of the time all you need is a written agreement to be approved by you via email and a few signatures. The only way its difficult is if you over think the process and request extra un necessary paperwork.

Never had a lender take a loss, if someone were to default, that they should not be in real estate, we have buyers that would buy the property if for some crazy reason there's a default on the loan. We have had lenders call a loan due to unfortunate situations on the lenders side so we just refinance with someone else.

Yes and No, depends on the loan amount, etc. If funds are used for initial Purchase yes its typically first lien position. If the funds are just used for rehab or a smaller loan amount then possibly second position.

First we need to identify if your retirement account is still actively company sponsored, if its not actively sponsored we can help you to roll over your retirement funds into a Self Directed Retirement account using one of several principals that we can offer. Once funds are rolled over its a simple application process and the rest is standard lending process.

Call, email or text us. Readily available to help answer any question anytime.