90 Day Purchase Option

What types of items can be leased through Acima?

Acima’s lease-purchase program (sometimes called rental-purchase) offers an option for you to pick out the merchandise you need and take it home today. And you don’t have to make a big upfront payment or a long-term commitment.

Upon lease approval, you pick out the merchandise you want, and Acima purchases the merchandise from the participating merchant location. The property is owned by Acima and rented to you until you elect to complete all of the lease renewal payments, or use an early purchase option. After that, you own the merchandise! Alternatively, you may also terminate the lease at any time, without penalty.

How much can I get approved for by Acima?

You can be approved for leasable items valued at $500 to $5,000.

How long does my approval last?

Once you’re approved for a lease, the approval lasts for 90 days! If you don’t use it in that timeframe, the approval simply expires.

Do you charge an application fee?

Nope! It's free to apply.

What is the Initial Payment?

The initial payment is your first payment towards your lease! It is deducted from your total lease amount and is required to be made before you receive the merchandise. This amount varies by participating merchant location and by industry but is generally between $0 to $70.