NKA Emi Calculator

Privacy Policy for NKA EMI Calculator

Effective Date: September 17, 2026

NKA EMI Calculator ("we", "our", or "us") respects your privacy. This Privacy Policy explains how the NKA EMI Calculator mobile application ("App") handles information when you use our App.

By using NKA EMI Calculator, you agree to the practices described in this Privacy Policy.

1. About the App

NKA EMI Calculator is a financial calculation utility designed to help users estimate:

• Equated Monthly Installments (EMI)

• Loan repayment amounts

• Interest amounts

• Principal amounts

• Loan tenure and related calculations

The App is intended for calculation and informational purposes only. It does not provide loans, financial services, banking services, or financial advice.

2. Information We Collect

Personal Information

NKA EMI Calculator does not require you to create an account and does not require you to provide personal information such as:

• Name

• Email address

• Phone number

• Postal address

• Government identification numbers

• Bank account information

• Credit/debit card information

Financial Information Entered for Calculations

You may enter information such as:

• Loan amount

• Interest rate

• Loan tenure

• Processing fees

• Down payment

• Other values required for calculations

These values are used to perform calculations and display results within the App.

We do not use the information entered into the calculator to provide loans, assess your creditworthiness, or make lending decisions.

3. How We Use Information

Information entered into the App may be used solely to:

• Calculate EMI and related loan figures

• Display calculation results

• Provide the App's functionality

• Improve the user experience where applicable

• Diagnose technical problems where applicable

We do not sell your personal information.

4. Data Storage

NKA EMI Calculator is designed to perform calculations locally on your device.

Unless specifically stated elsewhere in the App, the loan values you enter are not transmitted to our servers for the purpose of performing the calculation.

If future versions of the App introduce additional data collection or storage features, this Privacy Policy may be updated accordingly.

5. Internet Access

The App may use an internet connection for certain functionality, such as:

• App updates or related services

• Third-party services, if enabled

• Advertising, if applicable

• Technical or operational functionality

The EMI calculation itself does not require an internet connection.

6. Advertising

If advertisements are displayed in the App, advertising providers may collect certain information in accordance with their own privacy policies.

Such information may include device-related information, advertising identifiers, approximate location, or information about interaction with advertisements, depending on the advertising service used.

If Google AdMob or another advertising service is integrated into the App, users should also review the applicable privacy policy of that service.

7. Analytics and Third-Party Services

The App may use third-party services to help maintain, improve, or understand the use of the App.

Such services may collect information such as:

• Device type

• Operating system version

• App version

• Approximate usage information

• Crash and diagnostic information

Any third-party service used by the App is subject to its own privacy policy and terms.

8. Device Permissions

NKA EMI Calculator only requests permissions that are necessary for the functionality of the App.

The App does not require access to your contacts, SMS messages, phone calls, or banking information to perform EMI calculations.

If additional permissions are introduced in a future version, they will be requested only when required for the relevant functionality.

9. Data Security

We take reasonable measures to protect information handled by the App.

However, no electronic storage or transmission method can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of information.

10. Children's Privacy

NKA EMI Calculator is not specifically directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13.

If you believe that a child has provided personal information through the App, please contact us so that appropriate action can be taken.

11. Data Deletion

Because NKA EMI Calculator does not require a user account for its basic functionality, there may be no account information that needs to be deleted.

If information is stored locally by the App, you can generally remove that information by clearing the App's data or uninstalling the App from your device.

If you have questions regarding deletion of information associated with the App, you may contact us using the contact information provided below.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When changes are made, the updated Privacy Policy will be published on this page and the Effective Date will be updated accordingly.

We encourage you to review this Privacy Policy periodically.

13. Disclaimer

NKA EMI Calculator provides estimates for informational purposes only.

The calculated EMI, interest, repayment amount, or other figures may differ from the actual amounts charged by a bank, financial institution, lender, or other service provider.

Users should verify actual loan terms, interest rates, fees, and repayment schedules with the relevant financial institution before making financial decisions.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the NKA EMI Calculator application, please contact us at: