A business owner policy (BOP) is a package that bundles basic insurance coverages and is sold at a premium. A BOP typically protects business owners against property damage, peril, business interruption, and liability.
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In the digital age there are more ways than ever to prepare and distribute the all-important written word. This broader reach also means there is an even greater chance of error, or perceived error, regarding the work that you do. That’s why business insurance that is reliable and customized to your profession has never been more important. BizInsure is where writing & publishing professionals go to obtain dependable and affordable insurance tailored to your industry. Click or Call us to compare free insurance quotes in minutes.
Did you Know?
Publishers, producers, broadcasters, and other media-related businesses may choose to purchase Media Liability insurance to protect their business.
Writing & Publishing insurance covers a broad range of professions.
We help insure many Writing & Publishing professionals and businesses including (but not limited to):
Authors
Bloggers
Book Authors
Copywriters
Magazine Publishers
Publishers
Publishing a Book
Self-Published Authors
Self-Publishers
Web Publishers
Writers
And many more …
Professional Liability Insurance (aka E&O insurance) – Writing & Publishing
A Professional Liability insurance policy protects writing & publishing professionals against allegations of copyright and trademark infringement. It also protects you against allegations of personal or advertising injury such as libel, slander, defamation, and disparagement. A Professional Liability policy is an efficient way to protect your business assets from these costly and often unavoidable risks.
If you provide advice or services to others, a Professional Liability policy can also protect against allegations of negligence, failure to perform, inaccuracy, bad advice and other common risks associated with your profession.
General Liability – Writing & Publishing
Any individual or business working in the writing & publishing industry should consider a General Liability policy. It is the most basic form of business insurance and General Liability is often required by customer contracts or lease agreements.
A General Liability policy covers allegations of bodily injury or property damage, including related medical expenses of the injured party. It can also cover advertising injury claims that arise from the promotion of your business.
Mistakes happen and you can cause damage or injury to someone entirely by accident. A General Liability policy is an inexpensive way to make sure your business assets are protected in case of the unexpected.
Business Owner’s Policy (BOP) – Writing & Publishing
General Liability only offers partial protection for individuals and businesses in the writing & publishing industry. A Business Owner’s Policy gives you protection from many more external and internal risks.
A Business Owner’s Policy (BOP) provides General Liability protection (see above) in addition to covering your business property, business auto liability, business interruption protection and more. A BOP is an easy and affordable way to protect some of the common risks associated with your industry.
We've helped more than thousands of recipients gain confidence and the guidance to find the exceptional counselling for their particular areas as such as Self-publishing and not limited to. Read the Data Report summary below.
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Self-publishing is the publication of media by itsauthor without the involvement of an established publisher. The term usually refers to written media, such as books and magazines, either as an ebook or as a physical copy using POD (print on demand) technology. It may also apply to albums, pamphlets, brochures, video content, and zines.
In the traditional publishing model, the publisher bears all the costs and risks of publication, but retains most of the profit if the book is successful. In self-publishing, the author bears all the costs and risks, but earns a higher share of the profit per sale.
The $1 billion market of self-publishing has transformed in the past two decades with new technologies providing increasing alternatives to traditional publishing.[1] Self-publishing is increasingly becoming the first choice for writers.[2] Most self-published books sell very few copies.[3] Those which sell large numbers are newsworthy because they are so rare. The quality of self-published works varies considerably, because there are no barriers to publication and no quality control.[4]