HIGHLIGHTS:

• • Whole Life (WL)

    • GUARANTEED ISSUE!  No health questions!

    • Guaranteed to use this coverage

      • It lasts as long as you do.

      • BUT, if you decide to discontinue it, you will receive the built up Cash Value you accrued while it was in force.

    • The younger you are the more cost effective it is!

    • You can use the Cash Value if you need it at some point, otherwise it just adds to your original benefit

    • You don't have to pay into it once you reach 70 years old if you are 50 or less right now.

    • A lot of people use this to cover their funeral expenses.