Effective Date: 01/07/2025
This app My Money Manager is developed and operated by Calpine Labs Pvt Ltd. (“we,” “our,” or “us”). This Privacy Policy outlines how we collect, use, and safeguard your personal information when you use My Money Manager - personal finance app for manually tracking income , expense and setting reminders with all data securely stored on your device.
This Privacy Policy is governed by the laws of India, including the Information Technology Act, 2000, and its amendments. By using My Money Manager, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect and store the following information when you use the App:
Personal Information: Information such as your email address, username, mobile number and any other required information for account setup.
Authentication Data: Strong passwords, fingerprint, or face recognition data used solely for security purposes for logging into My Money Manager.
Transaction Details: Information about transactions, payment status, and transaction history.
Reminder Details: Information about your payment, due date, and related details.
We do not store or access the passwords you save within the App. All sensitive data is stored locally on your device.
2. How We Use Your Information
We use your information for the following purposes:
To authenticate access to the App using strong passwords, fingerprint, or face recognition.
To process transaction details for tracking payments, generating reminders and improving user experience.
To enhance App functionality and security.
We will not share or sell your information to third parties unless required by law or with your explicit consent.
3. Data Security
We employ security protocols to protect your data. However, users are also responsible for the security of their mobile devices and access credentials.
User Responsibilities:
Use a strong password for the App.
Avoid sharing your device with unauthorized individuals.
Regularly update your device’s operating system to ensure the latest security patches are installed.
Backup your device data regularly
We are not liable for data breaches caused by unauthorized access to your device.
4. Risks and User Responsibilities
While we strive to provide robust security, there is a possibility of unauthorized access or hacking attempts that could compromise stored passwords. Users are strongly advised to:
Ensure their devices are not rooted or jailbroken.
5. Data Retention
We do not retain or store passwords or other sensitive data on our servers. Any other user-provided data, such as account recovery emails, is retained only as long as your account is active or as required to comply with applicable laws.
6. User Rights
As per Indian laws, users have the following rights:
Right to Access: View the information associated with your account.
Right to Update: Modify or update your account recovery details.
Right to Erasure: Delete your account and associated data by contacting our support team.
7. International Use
Although My Money Manager App is developed and operated in India, it can be used globally. By using the App, you consent to the processing of your data in India, which may have different data protection regulations than your country.
8. Updates to this Privacy Policy
We reserve the right to update this Privacy Policy at any time in compliance with applicable Indian laws. Users will be notified of significant changes through App notifications or email. The revised policy will take effect upon posting.
9. Legal Disputes
Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000, and its rules.
Dispute Resolution
In the event of any dispute, claim, or controversy arising out of or relating to the use of My Money Manager App:
Negotiation: Parties will attempt to resolve the dispute amicably through written communication.
Arbitration: If the dispute is unresolved, it shall be referred to arbitration under the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted in [Kerala, India], in English.
Jurisdiction: Subject to the above, courts in [Kerala, India] shall have exclusive jurisdiction.
Liability Disclaimer
We shall not be held liable for:
Loss of data due to mobile crashing, hacking, theft, or misuse of your device.
Legal consequences arising from non-compliance with local or international laws regarding digital security.
11. Contact Us
For any questions, concerns, or disputes regarding this Privacy Policy, please contact us at:
Email: info@calpinelabs.com
Phone: +91-484-241-5030
By using My Money Manager App, you acknowledge and accept this Privacy Policy and agree to comply with the terms and conditions set forth herein.