Terms of Use

Effective Date: June 9, 2026

Welcome to Mortgage Calculator Pro. By downloading, accessing, or using the application, you agree to these Terms of Use. If you do not agree, please do not use the app.

1. Description of Service

[APP NAME] is a mortgage and loan calculation application designed to help users generate mortgage estimates, payment schedules, amortization reports, and branded PDF documents for informational and business purposes.

The app is intended for real estate professionals, mortgage agents, salespersons, and individual users.

2. No Financial Advice

The information, calculations, estimates, and reports generated by the app are provided for informational purposes only and do not constitute:

• Financial advice

• Investment advice

• Legal advice

• Mortgage approval

• Lending commitment

Users should independently verify all calculations and consult qualified financial professionals before making financial decisions.

3. Accuracy Disclaimer

While we strive to provide accurate calculations, we do not guarantee:

• Accuracy

• Completeness

• Reliability

• Suitability of calculations or estimates

Interest rates, taxes, insurance costs, and lending conditions may vary depending on financial institutions and local regulations.

4. User Content

Users may add and export:

• Names

• Company details

• Logos

• Property information

• Contact information

• Images

Users are solely responsible for any content they upload, generate, share, or distribute using the app.

Users confirm they have the rights and permissions to use uploaded logos, images, and branding materials.

5. Generated PDFs

PDF reports generated by the app are created automatically based on user-provided information and calculations.

Users are responsible for reviewing all exported documents before sharing them with clients or third parties.

6. Subscriptions and Purchases

Some features may require:

• One-time purchases

• Subscriptions

• Premium upgrades

Payments are processed through Apple App Store or Google Play Store and are subject to their respective terms and billing policies.

Subscriptions automatically renew unless canceled before the renewal date.

7. Intellectual Property

The application, design, branding, software, and related content are owned by the app developer and protected by applicable intellectual property laws.

Users may not:

• Reverse engineer the app

• Copy the software

• Resell the service

• Modify or distribute the application without permission

8. Limitation of Liability

To the maximum extent permitted by law, the app developer shall not be liable for:

• Financial losses

• Business losses

• Loan approval decisions

• Incorrect estimates

• Data loss

• Client disputes

• Any indirect or consequential damages

Use of the app is at the user's own risk.

9. Termination

We reserve the right to suspend or terminate access to the app if users violate these terms or misuse the service.

10. Changes to Terms

We may update these Terms of Use from time to time. Continued use of the app after updates constitutes acceptance of the revised terms.

11. Contact

For questions or support, contact:

Email: digital360.ltd@gmail.com
Website: https://digital360.app