Terms of Service

These Terms of Service ("Terms") govern your use of the MonSave | Subscription mobile application ("App"), operated by [Your Company Name] ("we", "us", or "our"). By downloading, installing, or using the App, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use the App.

1. Use of the App

a) Eligibility

You must be at least 13 years old to use the App. If you are under 18, you must have permission from a parent or legal guardian.

b) License

We grant you a limited, non-exclusive, non-transferable, and revocable license to use the App for personal, non-commercial purposes in accordance with these Terms.

2. User Responsibilities

By using MonSave, you agree to:

Provide accurate information when entering subscriptions or expenses.
Use the app only for lawful purposes.
Not attempt to reverse engineer, decompile, or tamper with the App’s code or services.
Not misuse the App in any way that could harm us or other users.

3. Subscription and Notification Features

The App provides tools to track and manage your subscriptions manually.
Notifications are provided as a convenience and may not always be delivered due to device settings or connectivity issues.
It is your responsibility to confirm renewal or billing details with actual service providers.

4. Data and Privacy

Your privacy is important to us. Please read our [Privacy Policy] for details on how we collect, use, and protect your information.

5. Intellectual Property

All content, features, and functionality in the App (such as logos, design, and software) are owned by us or our licensors and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

6. Third-Party Services

The App may integrate or link to third-party services (e.g., cloud backup, analytics). We are not responsible for the practices or content of those third-party services.

7. Disclaimers

The App is provided on an "as-is" and "as-available" basis.
We do not guarantee the accuracy, reliability, or completeness of information entered by users.
We are not liable for missed payments, charges, or financial losses related to your subscriptions.

8. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use or inability to use the App.

9. Termination

We may suspend or terminate your access to the App at any time, without notice, if you violate these Terms or misuse the service.

You may stop using the App at any time. You may also request data deletion by contacting us at kellosolutions@gmail.com.

10. Changes to the Terms

We reserve the right to update or change these Terms at any time. We’ll notify users of material changes via in-app notification or email (if provided). Continued use of the App after changes are posted constitutes acceptance.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Latvia, without regard to its conflict of law principles.

12. Contact

If you have any questions about these Terms, please contact us at:

Email: kellosolutions@gmail.com
Developer/Company Name: Kello Solutions

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