Privacy Policy — Money
Last updated: July 11, 2026
Design by Efe ("we", "us") built the Money app. This page informs you of our policies regarding the collection, use, and disclosure of personal data.
Information We Collect
We do not collect any personal information directly. All financial data you enter (transactions, debts/loans, budgets) is stored locally on your device only.
- Financial records: stored on your device; we cannot access this data.
- iCloud sync (optional): if enabled in Settings, your data is backed up to your own iCloud account via Apple's CloudKit. This happens entirely through Apple's systems; we do not access it.
- Advertising identifier: our app uses Google AdMob to display ads. AdMob may collect device identifiers (IDFA) and usage data, subject to your consent via Apple's App Tracking Transparency prompt. See Google's privacy policy: https://policies.google.com/privacy
- Purchases: the "Remove Ads" purchase is processed through Apple's StoreKit; payment details never reach us.
- Notifications: debt due-date reminders are scheduled locally on your device only.
Third-Party Services
- Google AdMob (in-app ads) — https://policies.google.com/privacy
- Apple (iCloud, StoreKit, Notifications)
Data Security
Your financial data is stored on your device (and optionally your own iCloud account). We do not operate a server database.
Children's Privacy
Money is not directed at children under 13 and does not knowingly collect data from them.
Your Rights
- Turn off iCloud sync anytime in Settings.
- Delete the app to remove all local data.
- Purchase "Remove Ads" to minimize ad/tracking data.
- Revoke tracking permission anytime via iOS Settings > Privacy & Security > Tracking.
Changes to This Policy
This policy may be updated from time to time. Material changes will be posted on this page.
Contact
efebangkok@hotmail.com