Money Manager & Budget Expense
TERMS AND CONDITIONS
TERMS AND CONDITIONS
TERMS AND CONDITIONS
Money Manager & Budget Expense
Last updated: 11 August 2026
1. WHO YOU ARE AGREEING WITH
These terms are between you and:
Due Track
Bangladesh
Contact: support@duetrack.bd
By downloading or using Money Manager & Budget Expense ("the app") you accept
these terms. If you do not accept them, do not use the app.
Your use of the app is also subject to Apple's Licensed Application End User
Licence Agreement, which applies to every app on the App Store.
2. WHAT THE APP IS
The app is a personal record-keeping tool. You enter what you earn and spend,
and it organises, totals and reports it back to you.
Everything it shows is arithmetic performed on figures you supplied. It does
not connect to your bank, it does not read your statements, and it cannot
verify that anything you enter is correct.
3. IT IS NOT FINANCIAL ADVICE
This matters more than anything else on this page.
The app does not provide financial, investment, tax, legal or accounting
advice, and nothing it displays should be treated as a recommendation.
- "Safe to spend" is a division: money available, shared over days
remaining. It does not know your circumstances and is not a judgement
about whether you can afford anything.
- Budgets, savings goals, payoff plans and interest figures are projections
from numbers you entered. Change an input and the projection changes.
- Any reminder about a tax return is a reminder that a date exists. It is
not tax advice, it is not a calculation of what you owe, and it is not a
substitute for an accountant or your tax authority's own guidance.
- Investment and holding values are what you told the app they are. The app
does not price anything, does not track markets, and does not know what
anything is worth today.
Decisions about your money are yours. For advice, consult a qualified
professional in your own country.
4. YOUR DATA IS YOURS
We claim no ownership of anything you enter. We also hold no copy of it — see
the Privacy Policy for exactly where it lives.
Because we hold no copy, we cannot recover your records for you. If you lose
your device and have not used iCloud, the data is gone. Keeping iCloud on is
the backup, and it is worth checking that it is.
5. THE FREE TIER
The app is usable without paying, and permanently so. Recording money is never
metered: transactions, categories, history, search, bills, subscriptions,
lending, loans, iCloud sync, widgets, dark mode, the app lock, CSV import and
every language are included at no cost, with no advertisements.
The free tier limits breadth, not capability: two accounts, one budget, one
savings goal, ten receipt scans a month, and reports and PDF export covering
the last seven days.
We may change these limits. If we reduce what the free tier includes, the
change will apply to new installations and be described in the release notes.
6. PRO: PRICES, TRIAL AND RENEWAL
Pro is offered as:
- Monthly subscription — auto-renewing
- Annual subscription — auto-renewing
- Lifetime — a one-time purchase, not a subscription
Prices are shown in the app in your local currency before you buy, and those
figures are authoritative. Apple sets local pricing from our chosen tier, so
amounts differ by country.
Free trial: the annual plan includes a free trial for new subscribers. The
monthly plan and the lifetime purchase do not. A trial is available once per
Apple Account across the subscription group.
Auto-renewal: subscriptions renew automatically unless cancelled at least 24
hours before the current period ends. Your Apple Account is charged within 24
hours of the period's end. If you are in a free trial and do not cancel at
least 24 hours before it ends, it becomes a paid subscription.
Cancelling: manage or cancel in iOS Settings, then your name, then
Subscriptions. Cancellation stops the next renewal; it does not shorten the
period you have paid for. Deleting the app does not cancel a subscription.
If a subscription lapses, nothing you recorded is deleted or hidden. Paid
features stop; your ledger remains yours, readable and exportable.
7. REFUNDS
All purchases are processed by Apple, so all refunds are handled by Apple. We
cannot issue one. Request a refund at reportaproblem.apple.com
If you are in a jurisdiction granting a statutory right of withdrawal, that
right applies through Apple as the seller of record.
8. USING THE APP PROPERLY
You agree not to reverse engineer, decompile or modify the app; not to attempt
to obtain paid features without paying; not to use it for anything unlawful;
and not to interfere with the exchange-rate provider's service, for instance
by automating requests.
You are responsible for what you enter.
9. THIRD-PARTY SERVICES
- Apple: distribution, payments, iCloud sync. Apple's terms apply.
- ExchangeRate-API (open.er-api.com): exchange rates only, if you enable
automatic refresh. Their terms apply to that request.
We do not control these services. Rates are provided for convenience and may
be delayed, rounded or unavailable, and we do not warrant their accuracy. For
anything that must be exact — a tax filing, a contract, a payment — use the
rate your bank or authority gives you, not this app's.
10. AVAILABILITY
We try to keep the app working on supported versions of iOS, but we do not
guarantee it will be uninterrupted or error-free. Features may change, and a
feature may be removed if it can no longer be supported.
The app requires a recent version of iOS. We may end support for older
versions; existing installations continue to work but stop receiving updates.
11. NO WARRANTY
To the fullest extent permitted by law, the app is provided "as is" and "as
available", without warranties of any kind, whether express or implied,
including merchantability, fitness for a particular purpose and
non-infringement.
We do not warrant that any figure the app displays is accurate, complete or
suitable for any decision you make.
12. LIMITATION OF LIABILITY
To the fullest extent permitted by law, we are not liable for indirect,
incidental, special, consequential or punitive damages, nor for lost profits,
lost savings, lost data, or any financial loss arising from a decision you
made using the app.
Where liability cannot be excluded, it is limited to the greater of the amount
you paid for the app in the twelve months before the claim, or ten United
States dollars.
Nothing here excludes liability that cannot lawfully be excluded — including,
in some countries, liability for death or personal injury caused by
negligence, or for fraud. If you are a consumer, you keep every right your
local consumer law gives you, and nothing in these terms overrides it.
13. CHANGES TO THESE TERMS
We may update these terms. The date at the top changes when we do, and the
current version is the one published at this address. Continuing to use the
app after a change means you accept it. If you do not, stop using the app and
cancel any subscription.
14. GOVERNING LAW
These terms are governed by the laws of Bangladesh, and the courts of
Bangladesh have jurisdiction.
If you are a consumer resident in the European Union, the United Kingdom or
another country whose law grants you the protection of your local courts, this
clause does not deprive you of that protection.
15. CONTACT
Support: support@duetrack.bd
Privacy: privacy@duetrack.bd