Privacy Policy

Effective Date: 2nd June, 2025

Introduction

Welcome to Money Matrix. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our expense tracking and budgeting app. Please read this privacy policy carefully. By using the app, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Financial Data

Money Matrix does not collect or store any financial data that you provide in this app on our servers. All data is stored locally on your device in an encrypted format. We do not have access to your financial information or any other sensitive data you enter into the app.

Children's Data

Money Matrix is not intended for use by children under the age of 13. We do not collect or solicit data from children.

Personal Information

When you sign in to the application using your Google account, the app may access and display certain profile information linked to your account, such as your name, email address, and profile picture. Your Google user ID and email is used to track your subscription.

Google Analytics for Firebase (Google LLC)

The application uses Google Analytics for Firebase (also known as Firebase Analytics), a service provided by Google LLC, to collect usage data. For more information on how Google handles this data, please refer to Google’s Partner Policy.

Data collected may include: app opens, app updates, app usage pattern, device information, first-time launches, geographic region, number of sessions, number of users, operating system details, and session duration in order to improve the app performance and usability.

Permissions

Local Notifications

Money Matrix requests permission to send you local notifications. These notifications are used to alert you about low account balances and budget alerts. You can manage your notification preferences in your device settings.

Biometric Data

If you enable the app lock feature, Money Matrix uses your device’s biometric authentication (such as fingerprint or facial recognition) to unlock the app. This biometric data is processed entirely on your device and is not stored or transmitted to us.

How We Use Your Information

Data Storage

• All your data, including financial information, transaction details, and budget settings, is stored locally on your device in an encrypted format.

• We do not use cloud storage services, ensuring your data remains on your device.

Notifications

• We use local notifications to keep you informed about your account balance and budget status. These notifications are generated and managed locally on your device.

Biometric Authentication

• Biometric data is used solely for the purpose of unlocking the app, provided you have enabled this feature. This enhances the security of your personal and financial information stored within the app.

Data Security

We are committed to ensuring the security of your data. To prevent unauthorized access or disclosure, we have put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect through the app.

• Encryption: All data stored on your device is encrypted using industry-standard encryption protocols.

• Biometric Authentication: For users who enable the app lock feature, biometric data provides an additional layer of security.

External Links and Third-Party Integration

Money Matrix does not contain any external links. We do not integrate with third-party services or applications. Your data remains on your device and is not shared with any external entities.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the app. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted within the app.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: apps.nerdnest@gmail.com 

By using Money Matrix, you agree to the terms of this Privacy Policy.

Thank you for choosing Money Matrix for your expense tracking and budgeting needs.