BVM INFOTECH ("we," "our," or "us") operates the Money Tracker : Budget Tracker (the "App"). This Privacy Policy outlines how we collect, use, and protect your personal information when you use our App.
We collect the following types of information to provide and improve the App's functionality:
App Usage Data: We may collect anonymized app usage data, such as which features are used and how often, to improve the App. This data is collected through third-party services like Firebase Analytics and does not personally identify you.
Device Information: We may collect information about the device you use to access the App, such as hardware model, operating system version, and unique device identifiers. This data helps improve the performance and compatibility of the App.
All data related to income expense is stored locally on your device. We do not upload or store this data on external servers. Any analytics data collected through third-party services (e.g., Firebase) is anonymized.
We employ appropriate security measures to protect your personal data, including encryption and regular security audits. However, no method of data transmission over the internet or electronic storage is 100% secure.
The App may request the following permissions:
INTERNET – Enable cloud backup, online sync, and ads in the app.
READ_EXTERNAL_STORAGE – Access user reports, invoices, and backup files from storage.
WRITE_EXTERNAL_STORAGE – Save financial reports, backups, and exported files to storage.
POST_NOTIFICATIONS – Allows sending reminders and notifications for new features and updates.
USE_BIOMETRIC – Secure app access using fingerprint or face authentication login.
ACCESS_WIFI_STATE – Check WiFi connection for syncing and online backup services.
ACCESS_NETWORK_STATE – Monitor internet connectivity for transactions and cloud sync.
AD_ID – Show personalized ads based on user preferences and behavior.
GET_ACCOUNTS & USE_CREDENTIALS & MANAGE_ACCOUNTS: Allows signing in and syncing data with cloud storage.
RECEIVE_BOOT_COMPLETED: Ensures reminders are reactivated after the device restarts.
VIBRATE - Used to provide haptic feedback when you add or manage entries.
SYSTEM_ALERT_WINDOW (System Overlay Apps): The App may request permission to display content over other apps in order to show quick-access options after a phone call ends.
This permission is used only to:
Display options to add transactions and notes
Improve convenience and accessibility
The overlay is shown only when required and does not collect or track user activity.
Read Phone State : Used to know when a call ends and show quick add options for transaction and notes. No call content or personal data is collected.
The App does not record calls
The App does not access call content
The App does not read phone numbers or call logs
No call-related personal data is collected, stored, or shared
Firebase Analytics: We use Firebase to collect anonymized app usage data, such as feature engagement and crash reports, to improve the App's performance. This data does not personally identify you.
Google Ads: We use Google AdMob to display ads in the App. AdMob may collect data to serve personalized ads, including device identifiers, usage data, and location (if permitted). You may adjust your ad preferences in the device settings.
Data Collection : We may collect and share the following categories of data to provide and improve our services:
1. Personal Information: Like age, gender, city, etc.
2. Usage Data: Like interactions with the app, session logs, and preferences.
3. Device Information: Like device model, device language operating system, and IP address.
4. Location Data: Precise or approximate location (if enabled).
We may use third-party advertising companies to serve ads when you visit the App. These companies may use information about your visits to the App and other websites that are contained in web cookies to provide advertisements about goods and services of interest to you.
For more information about how third-party services collect and use data, please refer to their privacy policies.
All income expense data is stored locally on your device. If you delete the App, all locally stored data will be deleted from your device. Any data collected by third-party services is subject to their data retention policies.
We do not retain personal data related to phone calls. Any temporary system signals used to detect call state are processed locally on the device and are not stored or transmitted to our servers.
The App itself does not use cookies, but third-party services like Google AdMob or Firebase Analytics and Meta Ads may use cookies to collect anonymized information. You can manage cookies through your browser or device settings.
The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us so we can delete such information.
If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR):
Right to Access: You have the right to request access to the personal information we may have about you.
Right to Rectification: You have the right to request the correction of inaccurate data.
Right to Erasure: You may request the deletion of your personal data.
Right to Restrict Processing: You can request limitations on how your data is processed.
Right to Data Portability: You may request a copy of your personal data in a structured format.
Right to Object: You can object to the processing of your data, especially in cases involving ads.
This Privacy Policy (“Privacy Policy”), is an integral part of our End User License Agreement (“EULA”), and governs the processing and transfer of personal data collected or processed by Company. (“Company”, “we”, “us” or “our”) when you accessing or using our mobile application or our services, all as detailed in the applicable EULA (respectively the “App” and “Service”).
Any capitalized terms not defined herein shall have the meaning ascribed to them in the EULA.
This Privacy Policy explains what data we may collect from you, how such data may be used or shared with others, how we safeguard it and how you may exercise your rights related to your Personal Data (as defined below), among others, and where applicable, as required according to the EU General Data Protection Regulation (“GDPR”),the Brazilian General Data Protection Law (as amended by Law No. 13,853/2019) (“LGPD”), the California Consumer Privacy Act (“CCPA”) and other US states as further detailed below.
This Privacy Policy explains our data collection practices that are applicable to any users of our App or our Services (“you” or “your”).
Your Rights under the CCPA
Under this Privacy Policy, and by law if You are a resident of California, You have the following rights:
The right to notice. You must be properly notified which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.
The right to access / the right to request. The CCPA permits You to request and obtain from the Company information regarding the disclosure of Your Personal Data that has been collected in the past 12 months by the Company or its subsidiaries to a third-party for the third party's direct marketing purposes.
The right to say no to the sale of Personal Data. You also have the right to ask the Company not to sell Your Personal Data to third parties. You can submit such a request by visiting our "Do Not Sell My Personal Information" section or web page.
The right to know about Your Personal Data. You have the right to request and obtain from the Company information regarding the disclosure of the following:
The categories of Personal Data collected
The sources from which the Personal Data was collected
The business or commercial purpose for collecting or selling the Personal Data
Categories of third parties with whom We share Personal Data
The specific pieces of Personal Data we collected about You
The right to delete Personal Data. You also have the right to request the deletion of Your Personal Data that have been collected in the past 12 months.
The right not to be discriminated against. You have the right not to be discriminated against for exercising any of Your Consumer's rights, including by:
Denying goods or services to You
Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties
Providing a different level or quality of goods or services to You
Suggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services.
Exercising Your CCPA Data Protection Rights
In order to exercise any of Your rights under the CCPA, and if you are a California resident, You can email or call us or visit our "Do Not Sell My Personal Information" section or web page.
The Company will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonable necessary and with prior notice.
Service Providers have access to Your Personal Data only to perform their tasks on Our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
We may use third-party Service providers to monitor and analyze the use of our Service.
• Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You may opt-out of certain Google Analytics features through your mobile device settings, such as your device advertising settings or by following the instructions provided by Google in their Privacy Policy: https://policies.google.com/privacy?hl=en
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
Advertising
We may use Service providers to show advertisements to You to help support and maintain Our Service.
• Google AdSense & DoubleClick Cookie
Google, as a third party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.
You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/
• AdMob by Google
AdMob by Google is provided by Google Inc.
You can opt-out from the AdMob by Google service by following the instructions described by Google: https://support.google.com/ads/answer/2662922?hl=en
For more information on how Google uses the collected information, please visit the "How Google uses data when you use our partners' sites or app" page: https://policies.google.com/technologies/partner-sites or visit the Privacy Policy of Google: https://policies.google.com/privacy
Behavioral Remarketing
The Company uses remarketing services to advertise on third party websites to You after You visited our Service. We and Our third-party vendors use cookies to inform, optimize and serve ads based on Your past visits to our Service.
• Google Ads (AdWords)
Google Ads (AdWords) remarketing service is provided by Google Inc.
You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads
Google also recommends installing the Google Analytics Opt-out Browser Add-on - https://tools.google.com/dlpage/gaoptout - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
Facebook remarketing service is provided by Facebook Inc.
You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950
To opt-out from Facebook's interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook's Data Policy: https://www.facebook.com/privacy/explanation
AppLovin
We partner with AppLovin to serve advertisements within our application. AppLovin may collect and use information about your device and app interactions to provide personalized advertising. For more details, please refer to AppLovin's Privacy Policy.
Privacy Policy: https://www.applovin.com/privacy/
Liftoff
Our application integrates with Liftoff to deliver targeted advertisements. Liftoff may collect information about your device and app usage to enhance ad relevance. For more information, please visit Liftoff's Privacy Policy.
Privacy Policy: https://liftoff.io/privacy-policy/
Vungle
We utilize Vungle's services to display advertisements within our application. Vungle may collect and use data related to your device and app interactions to serve personalized ads. For further details, refer to Vungle's Privacy Policy.
Privacy Policy: https://liftoff.io/privacy-policy/
Mintegral
We utilize Mintegral's services to display advertisements within our application. Mintegral may collect and use information related to your device, app usage, and interactions to deliver personalized and relevant advertisements. For more information on how Mintegral handles your data, please review their Privacy Policy.
Privacy Policy: https://www.mintegral.com/en/privacy/
Pangle
We use Pangle (TikTok For Business) to display ads within the app. For details on how Pangle processes user data and the rules governing ad inventory, please review their official policies:
• Pangle End User Data Privacy Policy: https://www.pangleglobal.com/privacy/enduser-en
• Pangle Supply Policy: https://www.pangleglobal.com/knowledge/pangle-supply-policy
Malware Protection: We regularly scan the App for malware or malicious code, ensuring it remains safe for users. We encourage users to download the App from trusted sources like the Google Play Store.
Network Abuse: The App does not engage in network abuse, such as unauthorized data transmission, spamming, or overuse of network resources. We comply with network usage policies to prevent any negative impact on your device’s performance.
Some of our apps may include an After Call Popup feature. This feature activates after phone calls to provide quick options such as income expense add and notes add in-app actions.
• Data Collection & Usage:
1 The feature temporarily accesses call status and duration only to trigger the popup.
2 It does not access, collect, or store call logs, phone numbers, or contacts.
3 All data is processed locally on the device and is used only for enabling the feature.
• Permissions Required:
1 The feature requires the "Read Phone State" permission.
2 Users can manage or revoke this permission anytime from device settings, which will disable the popup.
• Data Retention:
1 All temporary call status data is deleted immediately after use.
2 No call-related data is stored or sent to our servers.
• Third-Party Sharing:
1 We do not share any personal call data with third parties.
2 If analytics or ads are integrated, they only process anonymized and non-personal data.
• User Control:
1 Users can stop this feature anytime by revoking the permission or uninstalling the app or app settings.
• Security & Updates:
1 We handle all temporary data securely.
2 Any significant changes to this policy will be communicated.
3 Continued use of our apps implies acceptance of the updated terms.
Data collected through third-party services like Firebase and Google Ads may be transferred to and processed outside the European Economic Area (EEA). These third-party services comply with GDPR and other relevant regulations to protect your data.
Our App does not respond to "Do Not Track" signals from your browser or mobile application. However, third-party services like Google Ads may respect Do Not Track requests in accordance with their privacy policies.
We may update this Privacy Policy from time to time. We recommend reviewing this page periodically for any changes. Updates to this policy are effective when posted on this page.
If you have any questions about this Privacy Policy, please contact us at:
Developer Name: BVM INFOTECH Email: bhavikkhakhariya1988@gmail.com