Effective Date: March 9, 2026
1. INTRODUCTION MORTGAGE MINT (“the Company,” “we,” “us,” or “our”), led by Abdallah Mozahem (NMLS ID: 1370450), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your Non-Public Personal Information (NPI) in accordance with the Gramm-Leach-Bliley Act (GLBA) and Fair Credit Reporting Act (FCRA).
2. INFORMATION WE COLLECT As a direct lender, we collect comprehensive information to evaluate your creditworthiness, including:
Personal Identifiers: Name, SSN, DOB, and government ID.
Financial Records: Pay stubs, W2s, tax returns, bank statements, and investment records.
Credit History: We obtain credit reports from national credit bureaus to evaluate your credit score and payment history.
3. HOW WE USE YOUR INFORMATION We use your information to:
Process and underwrite your mortgage application.
Verify your identity and prevent fraud.
Fund and service your home loan.
Comply with federal and state regulatory reporting requirements.
4. SHARING OF INFORMATION MORTGAGE MINT does not sell your information to third-party marketers. We share your information only with essential parties involved in the lending process, such as appraisers, title companies, credit bureaus, and regulatory agencies as required by law.
5. DATA SECURITY Your data is stored in secure, 256-bit encrypted environments. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
TERMS AND CONDITIONS
1. AGREEMENT TO TERMS By using this website, you agree to be bound by these Terms and Conditions. MORTGAGE MINT is a direct mortgage lender. All loan products are subject to credit and property approval.
2. LOAN APPLICATION DISCLOSURE Submission of a loan application through this website does not constitute a commitment to lend. A formal commitment is only issued after a full review of all required documentation and a successful property appraisal.
3. EQUAL HOUSING LENDER MORTGAGE MINT conducts business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.
4. INTELLECTUAL PROPERTY All content, logos, and proprietary lending tools on this site are the intellectual property of MORTGAGE MINT and Abdallah Mozahem