In some situations, serious injuries may prevent you from taking any action after an accident. You should always put your physical health first, as you don’t want to make any injuries worse than they already are. However, if at all possible, remember to protect your rights and your health by taking the following steps.
Safety: If the collision was relatively minor and the cars are moveable, consider driving your vehicle over to a safe location on the side of the road to get it out of the path of traffic. If you or anyone at the scene was injured, or if it is dangerous to move your car, exit the vehicle as carefully and quickly as possible and move to a safe distance away from the road and accident scene.
Call 911: Even after minor traffic incidents, the police can help to redirect traffic, if necessary, and prepare accident reports. You always want the officer to write down your side of the story so it goes in the report. However, make sure you don’t apologize or make offhand comments (such as “I only looked down for a moment”), since this may lead the insurance company to challenge liability for the crash. In addition, those involved in the crash may need immediate medical attention—no matter how you feel, get checked out just in case, because symptoms of some injuries, like concussions and whiplash, may take time to emerge. If the first responders tell you that you need an ambulance transport, don’t fight them.
Exchange information: Exchange your name and insurance information with any other drivers in the collision. You will also want the license plate numbers of any other vehicles. It is not necessary for you to provide any further personal information, such as your home address or your injuries.
Take photos: If you are safely able to do so, use your phone to try to take pictures of the individual cars as well as one of the entire scene. Photographs of the damage caused to your vehicle as well as any road debris may help prove your claims for damage. Also, take photos of the stretch of road, weather conditions, tire marks, and any other conditions that may be remotely relevant to a crash investigation.
Go to the ER: Even if the emergency medical personnel on the scene don’t think you need transportation in an ambulance, it’s still always a wise idea to head straight to the emergency room or your doctor’s office as soon as possible. A medical professional can diagnose any injuries and make a record that the crash caused those injuries. In addition, diagnostic tests can identify injuries that you didn’t even know you had. Many accident victims write off stiffness, soreness, or pain as “normal” after a crash when, in reality, they have soft tissue injuries, a concussion, whiplash, or other conditions that require treatment. Having a proper and timely diagnosis of all injuries is not only necessary for receiving the right treatment, but it is also critical for any future car accident claims.
Call us: After you have received any needed medical treatment, contact the legal team at Minneapolis Car Accident Lawyers, for help with making a claim, whether with the insurance company of the other driver(s), or with your own insurance company, or both. Our legal team will help you provide any insurance companies with the necessary details regarding the collision.