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I am a Senior Economist in the Financial Stability Department at the Bank of Canada. My research studies how household debt shapes the transmission of aggregate shocks and economic policy. My recent work examines how mortgage interest rate risk affects the transmission of aggregate shocks, and the consumption effects of student debt forgiveness.
Research Interests:
Research Interests:
Macroeconomics, Household Finance, Macro-Finance, Labor
Contact Information:
Contact Information:
Email: irwinmj011@gmail.com
CV:pdf
Published Papers:
Published Papers:
Journal of Political Economy Macroeconomics, 2025, 3:2, 199-240
Journal of Political Economy Macroeconomics, 2025, 3:2, 199-240
[Published Version] [Online Appendix]
Working Papers:
Working Papers:
Mortgage Interest Rate Risk and the Propagation of Shocks
with Matias Vieyra
The Consumption Stimulus Effects of Student Debt Forgiveness Policies
with Heejeong Kim
Bankruptcy Reform and the Relationship Between Student Loans and Credit Card Debt
with Heejeong Kim
Old Working Papers:
Old Working Papers:
A Method of Overlapping Endogenous Grids to Solve Problems with Non-Concavities
Note: Any views on this website are my own and do not reflect the views of the Bank of Canada.
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