METALFOLIO – TERMS OF USE 

1. General

MetalFolio (“the Application”) is a financial information application developed and operated by the individual developer publishing under the Apple Developer Program.

The Developer reserves the right to modify, suspend, or discontinue the Application or any part of its services at any time without prior notice.

By downloading, installing, or using MetalFolio, you agree to these Terms of Use and Privacy Policy.

2. Data Collection

MetalFolio does not require user accounts, registration, or authentication.

The Application may collect only the following non-personal technical data:

• User’s country (coarse location)
  
  

• Device time zone
  
  

• Device type and operating system information
  
  

This data is collected solely for the following purposes:

• Ensuring proper functionality of the Application
  
  

• Regional content adjustment
  
  

• Performance monitoring and error analysis
  
  

MetalFolio does not collect:

• Names
  
  

• Email addresses
  
  

• Phone numbers
  
  

• Usernames
  
  

• Precise location data
  
  

• Financial or sensitive personal data
  
  

3. Use of Data

Collected technical data is used exclusively to operate and improve the Application.

Data is not used for advertising, profiling, tracking, or identifying individual users.

4. API and Technical Security

MetalFolio uses external data sources and APIs to provide financial information.

All API keys, access tokens, and technical credentials are confidential, securely stored, and not accessible to users or third parties.

Reasonable technical measures are implemented to protect these credentials against unauthorized access.

5. Third-Party Services

The Application may utilize third-party services for analytics or data delivery purposes. These services process only the minimum technical data required for application functionality.

MetalFolio is not responsible for the content, policies, or practices of third-party services or websites that may be linked within the Application.

6. Data Retention

Technical data is retained only for as long as necessary to fulfill its intended purpose and is deleted or anonymized thereafter.

Since MetalFolio does not use user accounts, no user-identifiable data is stored or managed.

7. Investment Disclaimer

All financial information, charts, data, and content provided in MetalFolio are for informational purposes only and do not constitute investment advice.

Investment decisions made based on information provided in the Application are solely the responsibility of the user. Financial markets involve risk, and past performance does not guarantee future results.

The Developer shall not be held liable for any financial losses or damages arising from the use of the Application.

8. Limitation of Liability

Although reasonable efforts are made to ensure the accuracy and reliability of the information provided, delays, inaccuracies, or errors may occur due to external data sources.

The Developer shall not be liable for any direct or indirect damages, loss of profit, data loss, or third-party damages resulting from the use or inability to use the Application.

9. Changes to This Policy

These Terms of Use and Privacy Policy may be updated from time to time. Continued use of the Application constitutes acceptance of the updated terms.