Kelowna Financial Planning

Investment

At MFC, we offer a range of investment products ranging from short-term to long-term investments. Furthermore, we offer our clients the ability to pick and choose from a range of Asset Management Products, including segregated funds, structured products, hedge funds, money market instruments, equity-income oriented products with flexible dividend reinvestment plans, and fixed or floating rate exposure.

Insurance

Our insurance packages are carefully designed to provide the best possible coverage tailored to your specific needs. We offer a wide range of protection options such as disability, critical sickness, life, and healthcare insurance policies. Also, we provide various solutions to corporates and SMEs through our group insurance policies and different employee medical plans.

Estate Planning

Our estate planning services are designed to meet the client's wishes on assets distribution while meeting the regulatory requirements of your spouse and dependents. Among our estate, planning services include wills, trusts, and estate administration services. For our Canadian clients, we provide professional advice regarding the transfer of assets at the time of your death as per Canada Revenue Agency (CRA) regulations.

Group benefits

At MFC, we understand that every business is unique in its own way. As such, we offer our employees and corporate clients a range of group benefits to choose from, including disability, critical sickness, life insurance policies for individuals, and group medical insurance plans for small businesses through our subsidiaries Manulife One and One Path.

Retirement

Our retirement services, such as our pension and annuity products, are designed to give you the flexibility of customizing your retirement plan. Also, we offer our clients the ability to evaluate and compare their retirement income solutions regarding personal risk tolerances, capital preservation objectives, taxation preferences, liquidity needs, and long-term needs using our Retirement Income Calculator (RIC).

Financial Advise

We understand that the success of your business is dependent on you making the right decisions at the right time. As such, Manulife One Path, our primary goal, is to provide you with professional financial guidance to help you achieve your goals. Furthermore, our financial advisory services stem from the regions of estate planning, retirement planning, and tax strategies.

Financial Advisor

At MFC, we offer our clients a choice of financial advisors to assist them with various financial services. Furthermore, the Manulife Advisory Group comprises experts from multiple fields such as investment banking and corporate finance, mid-corporate management, and personal and group financial planning. Notably, our advisors are equipped with the latest technology and tools to help them work efficiently on your valued relationship.

Investment Advice

We have a branch within our organogram called Manulife One, which strives to provide our clients with financial and investment guidance that helps them achieve their goals. Additionally, our advisory team will work with you to analyze your individual needs and develop a personalized plan to grow your money effectively while staying in line with your values.

Group Retirement Plans

Our group retirement plans are designed to offer you, the plan sponsor, an array of benefits such as cost-effective investment solutions and comprehensive advice customized to support your employees' life events and objectives. Our group retirement plans include Group Retirement Income Fund (GRIF), Group Retirement Savings Plan (GRS), and Group Registered Retirement Savings Plan (RRSP).

Health Insurance

Choosing the right medical insurance plan can be a daunting task with so many options at hand. For this reason, we provide our clients with comprehensive health insurance packages appropriate for both individual and corporate needs. Furthermore, our medical insurance packages offer complete coverage for various illnesses, conditions, treatment procedures, and various levels of care.

Insurance Plans

Our insurance plans, such as disability insurance policies, are designed to protect your loved ones if the unexpected ever happens. Furthermore, our insurance plans cover a wide range of options and have flexible payment terms to suit your needs. Besides, we offer short-term and whole life coverages, giving you the leverage to choose from affordable to tax-efficient plans according to your personal preferences.

Life Insurance

At Manulife, we treat life insurance policies as among the decisions that should never be taken lightly. Therefore, we provide our clients with custom-tailored solutions to protect their families and dependents against financial loss following unexpected deaths. Additionally, our life insurance plans come with various benefits such as a guaranteed acceptance feature, flexible premium structures, and optional accelerated death benefits.

Travel Insurance

While you plan for upcoming vacations for business or leisure, we would like to make the trips stress-free. We do this by providing our clients with various travel insurance options such as trip cancellation, travel accident covers, or even baggage and personal effects to prepare them for those unexpected occurrences. Furthermore, we pride ourselves on having a team of the industry's best advisors who are experts in assisting our clients in planning their trips from start to finish with customized travel insurance plans.

Register Education Savings Plan

When it comes to future investments, many parents prefer to start early. Among the best gift to grant your child is a chance for higher education. At MFC, we provide investors with easy ways to save for their children's education needs through our group registered Education Savings Plans (RESPs). Notably, these plans offer tax benefits, and you can use them for both primary and post-secondary education expenses.

Tax Planning

We endeavor to assist our clients in meeting their goals through tax-efficient options for maximizing income and minimizing taxes. Also, we provide a wide range of services ranging from customized solutions such as estate plans, insurance plans, and financial guidance on how to invest in tax-free savings plans such as RRSPs.