I am a PhD student at the University of Groningen.

My research belongs to several fields, including: Household economics and Finance, Actuarial Science and Applied Microeconomics.

Specific focus topics include: Retirement, Ageing, Health, Savings, Portfolio Decisions and Insurance.

Email: m.l.de.werd@rug.nl

University webpage: https://www.rug.nl/staff/m.l.de.werd/