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My name is Maria Iosifidi and I am an Associate Professor of Financial Economics in Montpellier Business School since September 2017. I hold a PhD in Economics from Athens University of Economics and Business, Greece. My research focuses on empirical banking and finance (bank-firm relationships; bank lending and institutions; financial intermediaries, corruption, and the shadow economy) and public finance and income distribution. My research has been published in such journals as Operations Research, Journal of Banking and Finance, European Journal of Operational Research, Journal of Business Ethics, and Ecological Economics. My teaching is in the field of Banking and Money and Business Economics.
MBS website: https://www.mbs-education.com/faculte-recherche/faculte-et-departements/annuaire-professeurs/iosifidi-maria/
Member of the organizing committee of the CERP Summer Conference on Financial Intermediation and Corporate Finance.
Member of the Hellenic Financial Literacy Institute.
Selected publications
IOSIFIDI, M., M. DELIS, "Determinants of global loan pricing: Creditor rights or country size?", Journal of Financial Stability , June 2025, vol. 78, no. June 2025, pp. 101396
MARIA IOSIFIDI, M., M. DELIS, E. GALARIOTIS, S. ONGENA, "Corporate taxes and entrepreneurs' income: A credit channel", Journal of Corporate Finance , July 2025, vol. 93, no. July 2025, p. 102805
IOSIFIDI, M., M. DELIS, K. DE GREIFF, S. ONGENA, "Being stranded with fossil fuel reserves? Climate policy risk and the pricing of bank loans.", Financial Markets, Institutions and Instruments , August 2024, vol. 33, no. 3, pp. 239-265
IOSIFIDI, M., M. DELIS, E. GALARIOTIS, S. ONGENA, "Corporate taxes and economic inequality: A credit channel", Vox EU , January 2024, vol. January, no. 2024, pp. /
IOSIFIDI, M., M. DELIS, "Risk-taking preferences: a determining factor in corporate loan pricing", Economie Matin , January 2024, vol. January, no. 2024, pp. /
DELIS, M., H. IFTEKHAR, M. IOSIFIDI, C. TSOUMAS, "Economic preferences for risk-taking and financing costs.", Journal of Corporate Finance , June 2023, vol. 80, no. June 23, pp. 102423
DELIS, M., E. GALARIOTIS, M. IOSIFIDI, J. MONNE, "Poverty and seeking bank advice: Evidence from a survey experiment.", Journal of Financial Stability , August 2023, vol. 67, no. August 23, pp. 101156
DELIS, M., M. IOSIFIDI, P. PAPADOPOULOS, "Blessing or curse? Government funding of deposit insurance and corporate lending.", Journal of Financial Stability , May 2022, vol. 250, no. May 2022, pp. 108618
DELIS, M., I. HASAN, M. IOSIFIDI, S. ONGENA, "Gender, credit, and firm outcomes.", Journal of Financial and Quantitative Analysis , July 2022, vol. 57, no. 1, pp. 359-389
DELIS, M., M. IOSIFIDI, P. KAZAKIS, S. ONGENA, M. TSIONAS, “Management practices and M&A success.”, Journal of Banking and Finance , October 2022, vol. 134, no. October 2022, p. 106355
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