Banco de España

I am a Research Economist at the labour market and household analysis division at the Economics DG of Banco de España. I am part of the team that leads the Survey of Financial Competences (ECF). I am a member of the G53 Financial Literacy and Personal Finance Research network. 

My research focuses on understanding inequalities across groups, such as by gender. I focus on gender economics, behavioral and financial competences. 

I completed my PhD in Economics at Brown University in May 2019. Here is a link to my CV.

I can be reached through email at margarita.machelett@bde.es 

My Google Scholar page can be found here.