Qualification

• PhD- Institute for Social and Economic Change, Bangalore (University of Mysore). Thesis Title - Indebtedness in the Household Sector: A Study of Selected States of India

• MA in Economics Visva Bharati, Shantiniketan, West Bengal

Journal Publications

• An Inclusive Transformation of the Rural Non-farm Economy: Leveraging Farm–Non-farm Linkages. Economic and Political Weekly. Vol 59 Issue 15, 2024. (Coauthored with Saumya Chakrabarti and Meenakshi Rajeev).

• Impact of Credit Accessibility on the Earnings of Self-employed Businesses in India. Journal of Asian Economics, Elsevier (2020). (coauthored with Indrajit Bairagya and Tulika Bhattacharya) https://doi.org/10.1016/j.asieco.2020.101202 

• Accessibility to Credit and its Determinants: A State-level Analysis of Cultivator Households in India  vol 8 (3), August 2014, Margin: the journal of Applied Economics Research (coauthored with Meenakshi Rajeev), Sage  Publications,  Print ISSN:  0973-8010, Online ISSN: 0973-8029

• Modeling Loan Repayment Behaviour in Developing Countries,  Applied Economic Perspectives and Policy, volume 35, number 2, pp. 270–295, 2013, Oxford University Press (coauthored with Meenakshi Rajeev) 2013,  ISSN 2040-5790 (PRINT),  ISSN 2040-5804 (ONLINE)

• Household’s Accessibility to Credit: Regional Variations,    Indian Economic Journal, October – December, 2011 (co-authored with Meenakshi Rajeev) ISSN: 0019-4662 

•  ‘Credibility of Equal Access to Credit: Does Gender Matters’  Economic and Political Weekly, Notes September 2011 (co-authored with Meenakshi Rajeev and B.P. Vani) 

• Asymmetry in Information and Varying Rates of Interest: a Study of Informal Credit Market in West Bengal, Margin- The Journal of Applied Economic Research, Sage Publications, 3(4), October 2009, pp 339-364  (co-authored with Meenakshi Rajeev and B.P. Vani) Print ISSN: 973-8010, Online ISSN: 0973-8029 

Books/ Monograph/Chapters in Edited Book

• The Nonfarm Economy: Continuity and Change in Rural India,  OUP, UK. With Saumya Chakrabarti and Meenakshi Rajeev  2026.

• The Pandemic and the Informal Sector of India. Probable Impacts and Strategic Intervention. Routledge India.  In the Covid19 Pandemic India and The World. (Ch. 17). Edited By Rajib Bhattacharyya, Ananya Ghosh Dastidar, Soumyen Sikdar. With A. Kundu  PK Datta K Sadhu and S Chakrabarti 2021. Routledge India. 

• Augmenting Small Farmers’ Income Through Rural Non-farm Sector in India: Role of Information and Institutions. In Work, Institutions and Sustainable Livelihood (pp. 73-99). Edited by V. Xaxa, D Saha and R Singha . Palgrave Macmillan, Singapore. With M. Rajeev (2017) 

•  Climate Change and Uncertainty in Agriculture: Does Crop Insurance Help in India?  (2016) in edited book Climate Change Challenge (3C) and Social-Economic-Ecological Interface-Building—Exploring Potential Adaptation Strategies for Bio-resource Conservation and Livelihood Development by Sunil Nautiyal et.al.  Springer publications  (co-authored with Meenakshi Rajeev and B.P. Vani) ISBN 978-3-319-31013-8 

• Nature and Dimensions of Farmers’ Indebtedness in India (with Meenakshi Rajeev and B P Vani), chapter   in an edited book Innovations in Rice Production by Prof. P K Shetty, MR Hegde and M Mahadevappa, National Institute of Advanced studies, Bangalore (2013). ISBN 978-81-87663-70-6

•  Has Revival Package improved functioning of Short term Cooperative Credit Societies? -  A Case study of Madhya Pradesh. ISEC Monograph No. 28, 2012, (co-authored with Meenakshi Rajeev and Veerashekarappa) 

Working Papers

• Is Access to Loan Adequate for Financing Capital Expenditure? A Household Level Analysis on Some Selected States of India,  ISEC Working Paper  315, 2014  (co-authored with Meenakshi Rajeev), ISBN 978-81-7791-171-8 

•  Identifying Credit Constrained Farmers: An Alternative Approach,  ISEC Working Paper No. 304,   2013 (co-authored with Meenakshi Rajeev), ISBN 978-81-7791-160-2 

• Credit Exclusion of the poor: A study of Cultivator Households in India, ICDD Working paper No. 8, University of Kassel, May, 2013, (co-authored with Meenakshi Rajeev) ISBN: 978-3-944090-09-2

•  Access to Financial Services: Are Poor Excluded, NUPI Working Paper 808, Norwegian Institute of International Affairs, 2012  (co-authored with Meenakshi Rajeev) 

• Nature and Dimensions  of Farmers’ Indebtedness  in India and Karnataka,  ISEC Working Paper No 267 , 2011 (co-authored with Meenakshi Rajeev and B.P. Vani), ISBN 978-81-7791-123-7

•  Interest Rate Formation in Informal Credit Markets in India: Does level of Development Matter? Brooks World Poverty Institute Working Paper, September 2010, University of Manchester (co-authored with Meenakshi Rajeev), ISBN : 978-1-907247-25-5 

         News paper Articles

• • Boost non-farm options in rural areas  - Deccan Herald                        https://www.deccanherald.com/content/588798/boost-non-farm-options-rural.html 

  • Can free-trade and corporate farming improve farmer income?   - The Hindu Business Line https://www.thehindubusinessline.com › article32745489