Selected Publications

Fan, L. (2023). Consumer financial information processing: An integrated approach to examine individual differences. International Journal of Consumer Studies, 47(2), 703-722. https://doi.org/10.1111/ijcs.12859 

Fan, L., & Lim, H. (2022). Cognitive abilities and seeking financial advice: Differences in advice sources. Journal of Financial Counseling and Planning, 33(1), 97-114. https://doi.org/10.1891/JFCP-19-00079

Fan, L. (2022). The use of financial advice: Consumers’ financial advice-seeking. In J.E. Grable, & S. Chatterjee (Eds.), Handbook of Personal Finance (pp. 551–567), De Gruyter. doi: 10.1515/9783110727692-031

Fan, L., Lim, H., & Lee, J. M. (2022). Young adults’ financial advice-seeking behavior: The roles of parental financial socialization and personality traits. Family Relations, 71(3), 1226-1246. https://doi.org/10.1111/fare.12625

Fan, L. (2022). Mobile investment technology adoption among investors. International Journal of Bank Marketing, 40(1), 50-67. https://doi.org/10.1108/IJBM-11-2020-0551

Fan, L. (2021). Information search, financial advice use, and consumer financial behavior. Journal of Financial Counseling and Planning, 32(1), 21-34. https://doi.org/10.1891/JFCP-18-00086.

Fan, L. (2021). A conceptual framework of financial advice-seeking and short- and long-term financial behaviors: An age comparison. Journal of Family and Economic Issues, 42, 90-112. https://doi.org/10.1007/s10834-020-09727-3.

Fan, L., & Chatterjee, S. (2020). The utilization of robo-advisors by individual investors: An analysis using diffusion of innovation and information search frameworks. Journal of Financial Counseling and Planning, 31 (1), 130-145. https://doi.org/10.1891/jfcp-18-00078.

Chatterjee, S., & Fan, L. (2017). Household demand for private long-term care insurance: An exploratory note. Economics Bulletin, 37 (3), 1975-1981. http://www.accessecon.com/Pubs/EB/2017/Volume37/EB-17-V37-I3-P178.pdf.

Fan, L., & Chatterjee, S. (2017). Borrowing decisions of households: An examination of the information search process. Journal of Financial Counseling and Planning, 28 (1), 95-106. http://dx.doi.org/10.1891/1052-3073.28.1.95.

Chatterjee, S., Fan, L., Jacobs, B., & Haas, R. (2017). Risk tolerance and goals-based savings behavior of households: The role of financial literacy. Journal of Personal Finance, 16 (1), 66-77. https://issuu.com/iarfcregister/docs/journal_of_personal_finance_spring_.

Zhang, Y., & Fan, L. (Accepted). An examination of mobile fintech utilization from a stress-coping perspective. Journal of Financial Counseling and Planning.

Zhang, Y., & Fan, L. (2022). Financial capability, financial education, and student loan debt: Expected and unexpected results. Journal of Financial Counseling and Planning, 33(3), 324-343. https://doi.org/10.1891/JFCP-2021-0039

Fan, L., Stebbins, R. & Kim, K. T. (2021). Skint, retirement? Financial hardship and retirement planning behaviors. Journal of Family and Economic Issues, 43, 354-367. https://doi.org/10.1007/s10834-021-09779-z 

Fan, L., & Zhang, L. (2021). The influence of financial education sources on emergency savings: The role of financial literacy. Family and Consumer Sciences Research Journal, 49(4), 344-361. https://doi.org/10.1111/fcsr.12400

Fan, L., & Chatterjee, S. (2019). Bequest expectations among U.S. older adults: The roles of generational differences and personality traits. Financial Planning Review, 2(3-4), 130-145, e1057. https://doi.org/10.1002/cfp2.1057

Fan, L., & Chatterjee, S. (2019). Financial socialization, financial education, and student loan debt. Journal of Family and Economic Issues, 40(1), 74-85. https://doi.org/10.1007/s10834-018-9589-0

Fan, L., & Chatterjee, S. (2018). Application of situational stimuli for examining the effectiveness of financial education: A behavioral finance perspective. Journal of Behavioral and Experimental Finance, 17, 68-75. https://doi.org/10.1016/j.jbef.2017.12.009

1. Fan, L., & Lei, S. (Accepted). Financial well-being, family financial support, and depression of older adults in China. International Journal of Bank Marketing.

2. Chatterjee, S., & Fan, L. (2023). Surviving in financial advice deserts: limited access to financial advice and retirement planning behavior. International Journal of Bank Marketing, 40(1), 70-106. https://doi.org/10.1108/IJBM-01-2022-0022

3. Ryu, S., & Fan, L. (2023). The relationship between financial worries and psychological distress among U.S. adults. Journal of Family and Economic Issues, 44, 16-33. https://doi.org/10.1007/s10834-022-09820-9

4. Fan, L., Chatterjee, S., & Kim, J. (2022). Young adults' personality traits and subjective well-being: The role of perceived money management capability. Journal of Behavioral and Experimental Finance, 35, 100689. https://doi.org/10.1016/j.jbef.2022.100689

5. Pak, T.-Y., & Fan, L. (2022). Childhood experience of parental affection and financial well-being in later life: Evidence from the Health and Retirement Study. Journal of Consumer Affairs, 56(4), 1433-1453. https://doi.org/10.1111/joca.12463

6. Fan, L., Chatterjee, S., & Kim, J. (2022). An integrated framework of young adults’ subjective well-being: The roles of personality traits, financial responsibility and perceived capability, and race. Journal of Family and Economic Issues, 43, 66-85. https://doi.org/10.1007/s10834-021-09764-6

7. Fan, L., & Henager, R. (2021). A structural determinants framework for financial well-being. Journal of Family and Economic Issues, 43, 415-428. https://doi.org/10.1007/s10834-021-09798-w

8. Chatterjee, S., & Fan, L. (2021). Older adults’ life satisfaction: The roles of seeking financial advice and personality traits. Journal of Financial Therapy, 12(1), 51-78. https://newprairiepress.org/jft/vol12/iss1/4/

9. Fan, L., & Park, N. (2021). Factors mediating the association between financial socialization and well-being of young adults: Testing a conceptual framework. Journal of Financial Counseling and Planning, 32(2), 202-216. https://doi.org/10.1891/JFCP-20-00056

10. Fan, L., & Babiarz, P. (2019). The determinants of subjective financial satisfaction and the moderating roles of gender and marital status. Family and Consumer Sciences Research Journal, 47(3), 237-259. http://dx.doi.org/10.1111/fcsr.12297.P