Manage your Lowe’s Credit Card easily.
✅ Fast and secure — No need to mail checks or visit the store.
✅ 24/7 access — Make payments anytime from your computer or phone.
✅ Avoid late fees — Set up reminders or automatic payments.
✅ Track spending — View your purchase history and statements easily.
If you’re a new cardholder, you must first activate your card.
Go to lowes.syf.com/activate — the official Synchrony Bank activation page — and follow these steps:
Enter your Lowe’s Credit Card number and personal details.
Verify your identity.
Create your online account login credentials.
Visit the Lowe’s Credit Card login page (operated by Synchrony Bank). Use your username and password created during activation to sign in.
Pro Tip: Bookmark the login page so you can access it quickly every billing cycle.
One-Time Payment: Pay your bill manually each month.
Autopay: Schedule automatic payments to avoid missed due dates.
Future Payments: Pick a future date for your payment to process.
Before submitting, double-check the payment amount and date.
Once confirmed, you’ll receive a payment confirmation number or email receipt from Synchrony Bank.
💵 By Mail: Send a check or money order to the address on your statement.
📞 By Phone: Call the Synchrony Bank customer service number on the back of your card.
🏬 In-Store: Visit your nearest Lowe’s store and pay at the customer service desk.
You can activate your card securely online at lowes.syf.com/activate by entering your card details and verifying your identity.
Yes! Once logged in, go to the “Autopay” section to schedule recurring payments from your bank account.
Most online payments post the same day if made before 8 p.m. ET, but it may take up to two business days to appear on your statement.
On the login page, click “Forgot Username or Password?” and follow the prompts to recover your account securely through Synchrony Bank.