Explore all the ways to pay your Lowe’s Credit Card bill. Learn about online payments, phone payments, in-store options, and mailing your payment securely.
Online Payment:
Log in to your Lowe’s Credit Card account.
Select “Make a Payment” and choose your bank account.
Schedule immediate or future payments.
Payment by Phone:
Call the customer service number on the back of your card.
Follow the automated system or speak to an agent.
Provide your bank account details to complete payment.
In-Store Payment:
Visit any Lowe’s store.
Go to the customer service desk or cashier.
Pay your bill using cash, debit card, or check.
Payment by Mail:
Write a check or money order payable to “Lowe’s Credit Card.”
Include your account number on the memo line.
Mail it to the payment address listed on your billing statement.
AutoPay Setup:
Enroll in AutoPay through your online account.
Choose the amount (minimum due, statement balance, or custom).
Ensure timely payments every month automatically.
Q1. Can I pay my Lowe’s Credit Card bill with a debit card?
Yes, you can use a debit card for in-store or online payments.
Q2. Is there a fee for paying by phone?
Some phone payments may include a small processing fee; check with customer service.
Q3. How long does it take for mailed payments to process?
Mailed payments may take 5–7 business days to post, so send them early.
Q4. Can I set up automatic payments for my Lowe’s Credit Card?
Yes, you can enable AutoPay through your online account for hassle-free payments.
Q5. What happens if I miss a payment?
A missed payment may result in late fees and interest charges, and it can affect your credit score.