Welcome to Affordable Insurance Team – your trusted partner in securing peace of mind through reliable, affordable insurance coverage. Whether you’re a business owner, working professional, or part of a growing family, our mission is to help you safeguard your income and financial future with the right long term disability insurance plan.
Long term disability insurance (LTDI) is a vital form of income protection. If you become unable to work due to an illness or injury that extends beyond a few months, LTDI ensures you continue receiving a portion of your income. This allows you to meet your daily living expenses without depleting your savings or retirement funds.
Unlike short-term disability coverage, which usually lasts for a few weeks or months, long term disability insurance is designed to provide income replacement for several years — and in some cases, until retirement age.
At Affordable Insurance Team, we understand that your ability to earn an income is one of your most valuable assets. That's why our team is committed to helping you choose a policy that offers financial stability during life’s unexpected events.
Our name says it all — Affordable Insurance Team. For years, we’ve proudly served professionals, individuals, families, and businesses by helping them find the right insurance solutions tailored to their specific needs and budgets. Here's why people across Tampa and beyond trust us:
Our experienced insurance specialists work one-on-one with you to understand your career, income needs, health profile, and financial goals. Whether you’re self-employed, a corporate professional, or part of a larger organization, we’ll find a plan that fits your lifestyle.
We collaborate with top-rated insurance providers to offer you access to a wide range of long term disability insurance plans. This gives you the flexibility to choose a plan with the best features, waiting periods, benefit durations, and pricing.
We never push unnecessary add-ons or policies. Our goal is simple: to help you get the right protection, without overpaying. We break down each policy in easy-to-understand terms, so you know exactly what you're signing up for.
Based in Tampa, Florida, Affordable Insurance Team knows the local healthcare and insurance market. But our services go beyond just one city. No matter where you live, our licensed agents can help you secure quality long term disability insurance.
Many people mistakenly believe that disability insurance is only for dangerous jobs or people with existing health concerns. The truth is, disabilities can happen to anyone — from car accidents and chronic illnesses to surgeries and mental health conditions.
If your income is essential to maintaining your standard of living, supporting your family, or paying off debts like student loans or mortgages, long term disability insurance is not a luxury — it’s a necessity.
We commonly assist:
Self-employed professionals
Small business owners
Corporate employees
Medical professionals
Legal and financial consultants
Contractors and freelancers
Anyone who depends on their paycheck
We believe insurance should be about confidence, not confusion. That’s why we offer free, no-pressure consultations to help you explore your options for long term disability insurance. You’ll get honest advice from a licensed professional — not a sales pitch.
Call us today or fill out our online quote form to get started.
Life is unpredictable, but your financial future doesn’t have to be. With a customized long term disability insurance policy from Affordable Insurance Team, you can rest easy knowing you’ll be covered when it matters most.
Let us help you plan today so you’re protected tomorrow.
Serving Tampa, Florida and surrounding areas — licensed nationwide.
Contact Affordable Insurance Team Today!
🔗 www.affordableinsuranceteam.com
Tampa, FL
📧 natalie.ross@affordableinsuranceteam.com