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The realization is that a broker basically has absolutely no control over your file as soon as it leaves their hands. I've heard that in some cases, it might take a day or two just to get back to you after they find out the place your file is. Do you really want somebody with so little control of your private documentation taking charge of your life like that? I didn't suppose so. A mortgage "banker" uses their own cash and for the most half has all companies in house. Please be aware: I am not bashing the Mortgage broker business. There are some very first rate people and a few respectable corporations out there. All I am saying is to be careful when you purge your self into digital oblivion, that's all. For a lot of people, that is the only approach they prefer to conduct business. From the realtor, to the loan officer, the processing department, the underwriter, title firms, insurance coverage agents et al, about 50 individuals (give or take) really come in touch with a loan file. Your file will never depart that office and you may actually go in to meet with somebody face to face. You might call up and have to talk to someone that wants to talk to another person to trace down your file and find out exactly where it is.
Signal Hill CA Mortgage Broker Near Me