This Privacy Policy outlines our guidelines and processes regarding the collection, utilization, and disclosure of your information when you utilize the Services of LoanWise Calc. It also informs you of your privacy rights and the legal protections available to you.
We utilize your personal data to deliver and enhance the Services of LoanWise Calc. By using our Services, you consent to the collection and use of information in accordance with the terms of this Privacy Policy.
1. Utilization of Your Information
We may use your information to:
●Show more relevant ads and marketing content
●Understand how you use the app so we can improve and personalize your experience
●Develop, maintain, and improve our services
●Measure and improve the performance of ads and promotions
In the aforementioned scenarios, we assure you that your personal information will solely be used for the purposes of contacting you and enhancing the quality of our Services. We will never utilize this information for any other objectives, like promoting our products further, nor will we disclose your personal information to third parties for commercial benefits.
2. Information Collected Automatically via Technology
When you use our mobile application, we and our business partners may gather specific information about your mobile device through technologies such as cookies, log files, or other tracking/recording tools.
The information we collect using these tracking technologies includes, but is not limited to:
•IP addresses
•Browser information
•Referring/exit pages and URLs
•Clickstream data and details about how you interact with links within our Service
•Domain names
•Page views
•Cookie data that enables us to uniquely identify your browser and track your activities on our service
•Mobile device type, mobile device ID, or other persistent identifiers
•Location data collected from your mobile device (only when you enable location permission)
Some or all of this data may be combined with other personally identifiable information mentioned earlier.
When you access our Services via a mobile device, we may receive, collect, and store a unique identification number associated with your device or our mobile application (for example, Google Advertising ID, or other similar identifiers). We may also collect information such as your mobile carrier, device type, model, and manufacturer, the make and model of your mobile device's operating system, and—depending on your mobile device settings—your geolocation data.
We use this automatically collected information for the following purposes:
•To store information so that you do not need to re‑enter it during your current visit or your next use of the mobile application.
•To provide customized and personalized content and information, including targeted advertising.
•To monitor the effectiveness of our Services and marketing campaigns.
•To track aggregated metrics, such as the total number of visitors, users, traffic volume, and demographic patterns.
•To diagnose or resolve technical issues reported by our users or engineers, which may be related to specific IP addresses or user IDs.
•To automatically update our mobile application on your system and related devices.
We may also collect analytics data or use third‑party analytics tools to help us measure traffic and usage trends of our Services. These tools collect information sent by your mobile device, including the features you use and other data that assists us in analyzing and improving our Services.
3. Log Data
We would like to inform you that whenever you use the Services of LoanWise Calc, we collect data and information known as log data on your phone (through third‑party products) to prevent application errors. This log data may include your device's Internet Protocol ("IP") address, device name, operating system version, application configuration when using our Services, the time and date of your use of the Services, and other statistical information.
4. Third‑party SDK
To provide data analysis and advertising services, we have integrated the following third‑party SDKs. These SDKs collect and use information in accordance with their own privacy policies. The following is key information about these services:
•Firebase (provided by Google LLC): Collects and analyzes user behavior data (e.g., feature usage frequency, crash logs) to help us optimize our products. Firebase does not collect sensitive personal information and processes data in accordance with Google's privacy policy.
•Google AdMob (provided by Google LLC): Display relevant ads within products. AdMob collects advertising IDs and ad interaction data to serve personalized ads. You can manage your ads preferences through your device settings.
Please note that third‑party service providers are independent entities whose information processing activities are subject to their own privacy policies and legal obligations. We are not responsible for the privacy practices or content of third‑party services. We recommend that you carefully review the privacy policies of these third parties before using this product to understand how they collect and use your information.
5. Your Rights under the GDPR
Our company is committed to respecting the confidentiality of your Personal Data and ensuring that you can exercise your rights.
If you are located within the EU, you have the following rights under this Privacy Policy and applicable laws:
•Right to request correction of your Personal Data: You have the right to have any incomplete or inaccurate information we hold about you corrected.
•Right to object to the processing of your Personal Data: This right applies if we rely on a legitimate interest as the legal basis for processing your Personal Data, and there are specific circumstances related to you that lead you to object to such processing. You also have the right to object if we process your Personal Data for direct marketing purposes.
•Right to request erasure of your Personal Data: You have the right to ask us to delete or remove your Personal Data when there is no valid reason for us to continue processing it.
•Right to withdraw your consent: You have the right to withdraw your consent for the use of your Personal Data. If you withdraw your consent, we may not be able to provide you with access to certain specific features of the Service.
6. Exercising Your GDPR Data Protection Rights
You can exercise your rights of access, rectification, cancellation, and opposition by contacting us. Please note that we may request you to verify your identity before responding to such requests. If you submit a request, we will make every effort to respond to you as promptly as possible.
You also have the right to file a complaint with a Data Protection Authority regarding our collection and use of your Personal Data. For more information, if you are in the European Economic Area (EEA), please get in touch with your local data protection authority in the EEA.
7. Data Security
We use administrative, technical, and physical safeguards to protect your personal data. We regularly monitor for vulnerabilities and attacks and continue improving our security measures.
However, no system is completely secure. If a data breach occurs, we will report it to regulators when required by law, including details about the type of data involved, the number of affected users, possible consequences, and our planned remedies. Where required by law, we will also notify you.
8. Child Policy
We do not intentionally collect any personally identifiable information from children under the age of 13 (or the legal age of consent for minors under applicable law), nor do we knowingly allow such individuals to register for our products. If we discover that we have collected personal information from a child under the age of 13 (or the legal age of consent for minors under applicable law) without parental consent, we will delete the collected information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we make changes, we will notify you by posting the revised Privacy Policy on this page.
We recommend that you review this Privacy Policy regularly to stay informed of any changes. Any changes to this Privacy Policy will take effect immediately upon being posted on this page.
10. Contact Us
It is important to note that sending us feedback or bug reports is entirely voluntary and at your discretion. If you have concerns about the misuse of your personal information, or if you want to learn more about this Privacy Policy and its implications, please feel free to send us an email. We will strive to provide clear answers to your questions in a timely manner.
By email: radoan.play@gmail.com