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Purchases
Purchases
Whether it be the first or the fifth, buying a home can seem like a scary & difficult process. Quite frankly it’s the most expensive and emotionally charged purchase of your life.
10 steps to the home buying process
Step 1 – Meet with Zoy, figure out your buying power and get pre-approved.
Step 2 – Identify and choose your homebuying team.
Realtor
Attorney
Home Inspector
Insurance Agent
Step 3 – Identify the property type & areas you want to begin your search in.
Step 4 – Begin your home search
Step 5 – Make & Negotiate an offer
Step 6 – Contact your lender, attorney and schedule an inspection.
Step 7 – Finalize & Satisfy contract terms
Step 8 – Prepare for Closing
Step 9 – Final Walk through
Step 10 – Closing day! – Collect the keys to your new home
During every step of the way we will be there to help & guide you along your path toward homeownership.
Refinances
Refinances
We can help you figure out if refinancing your current home loan is right for you. There are many benefits of refinancing and it all depends on your financial goal. Benefits include lowering monthly payments, changing the length of your loan, cancelling your mortgage insurance, updating your loan program, reducing your interest rate or cashing out for home improvements, debt consolidation or other expenses.
If you think refinancing is right for you, the next step is to reach out to me at any time. As your mortgage lender I will offer a free consultation where you can find out what the terms of a new loan are likely to be. Keep in mind that that the rates change daily so act fast.
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