Welcome to Loanly - EMI Loan Calculator ("Application", "we", "our", or "us").
This Privacy Policy explains how we collect, use, store, and protect information when you use our mobile application. We are committed to maintaining transparency about our data practices and respecting your privacy.
By downloading, installing, or using Loanly - EMI Loan Calculator, you acknowledge the practices described in this Privacy Policy.
This Privacy Policy is intended to address applicable requirements, including the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023, applicable privacy regulations such as the GDPR where applicable, and relevant Google Play Developer Program Policies.
Application Name: Loanly - EMI Loan Calculator
Contact Email: loansathiloancalc@gmail.com
Primary Data Processing Location: India
For privacy-related questions, requests, or concerns, you may contact us using the email address above.
Loanly - EMI Loan Calculator may receive information that you voluntarily provide, including:
Email address when contacting us
Feedback, questions, suggestions, or other communications you send to us
We do not require you to create an account merely to use the basic EMI calculation functionality unless a particular feature specifically requires it.
The Application may allow you to enter information such as:
Loan amount
Interest rate
Loan tenure
EMI-related values
Other values required for financial calculations
These calculations are designed to be performed locally on your device. We do not intentionally transmit or store your loan calculation inputs on our own servers.
The Application is a calculator and does not require your bank account information, debit card information, credit card information, banking passwords, or other financial account credentials to perform standard EMI calculations.
Depending on the features and services enabled in the Application, certain technical or usage information may be collected automatically by the Application or third-party service providers, including:
Device manufacturer and model
Operating system and version
Application version
IP address
Advertising ID
General application usage information
Crash and diagnostic information
Approximate geographic information derived from IP address
The exact information collected may depend on your device settings, permissions, and the third-party services integrated into the Application.
Information may be used for purposes such as:
Providing EMI and loan calculation functionality
Maintaining and improving Application performance
Diagnosing crashes and technical problems
Responding to support requests
Understanding application usage and improving features
Displaying advertisements, where applicable
Preventing fraud, abuse, or unauthorized activity
Complying with applicable legal obligations
We do not sell or rent users' personal information to third parties.
Loanly - EMI Loan Calculator may use third-party services to provide advertising, analytics, crash reporting, or other functionality.
These services may include:
Google AdMob
Google Play Services
Firebase Analytics
Depending on the service and your device or consent settings, these providers may process information such as advertising identifiers, device information, application usage information, IP address, or approximate geographic information.
Third-party service providers process information according to their own privacy policies and applicable terms.
You can manage certain advertising and privacy settings through your Android device settings and, where applicable, through consent choices presented within the Application.
Where applicable, information may be processed based on:
Your consent
Legitimate interests in operating, securing, maintaining, and improving the Application
Compliance with legal obligations
Other lawful bases permitted under applicable privacy laws
Where processing is based on consent, you may withdraw your consent where legally applicable.
We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy or as required by applicable law.
Where applicable:
Analytics information may be retained according to the relevant third-party service's retention settings.
Diagnostic and crash information may be retained for the period necessary to investigate and resolve technical issues.
Support communications may be retained for as long as reasonably necessary to resolve the relevant request and maintain appropriate records.
Loan calculation inputs entered into the Application are not intentionally stored on our servers.
Depending on the features included in the Application, Loanly - EMI Loan Calculator may request permissions such as:
INTERNET
Used to provide internet connectivity for services such as advertisements, analytics, updates, or other online functionality.
ACCESS_NETWORK_STATE
Used to determine whether a network connection is available.
AD_ID
May be used by advertising services for advertising-related functionality, subject to applicable settings and consent requirements.
We aim to request only permissions that are reasonably necessary for the Application's functionality.
We take reasonable technical and organizational measures to protect information against unauthorized access, alteration, disclosure, or destruction.
Where applicable, we use measures such as:
HTTPS-encrypted communications
Access controls
Secure hosting and service configurations
Regular maintenance and monitoring
However, no electronic transmission or storage system can be guaranteed to be completely secure.
We may share limited information with third-party service providers when necessary to operate Application features, including advertising, analytics, crash reporting, security, or infrastructure services.
We may also disclose information when required by applicable law, legal process, court order, or governmental authority.
We do not sell or rent personal information to third parties.
Depending on your location and applicable law, you may have rights including:
Requesting access to personal information
Requesting correction of inaccurate information
Requesting deletion of personal information
Restricting or objecting to certain processing
Withdrawing consent where applicable
Requesting information about our data practices
Filing a complaint with an appropriate data protection authority
To submit a privacy request, contact:
Email: ontapsolution.am@gmail.com
We will make reasonable efforts to respond to valid requests within the period required by applicable law.
Loanly - EMI Loan Calculator is not specifically designed for children under the age of 13.
We do not knowingly request or intentionally collect personal information from children under 13. If we become aware that personal information has been collected from a child in circumstances where deletion is required, we will take reasonable steps to delete it.
Depending on the third-party services used by the Application, information may be processed or stored in countries outside your country of residence.
Where applicable, such processing will be carried out in accordance with relevant legal requirements and appropriate safeguards.
The Application may contain advertisements or integrations provided by third parties. We are not responsible for the privacy practices, content, or security practices of third-party websites or services.
We encourage users to review the privacy policies of third-party services they interact with.
We may update this Privacy Policy from time to time to reflect changes in the Application, our data practices, or applicable legal requirements.
When changes are made, we will update the Effective Date at the beginning of this Privacy Policy and publish the revised version through the appropriate Application or website location.
Your continued use of the Application after an updated Privacy Policy becomes effective constitutes acknowledgment of the updated policy, to the extent permitted by applicable law.
Loanly - EMI Loan Calculator is an independent financial calculation utility and is intended for informational and educational purposes only.
The Application is not a bank, NBFC, lender, financial institution, loan broker, or financial advisor and is not affiliated with any bank, NBFC, or lending institution unless explicitly stated.
EMI calculations and other figures generated by the Application are estimates. Actual loan costs, interest rates, processing fees, taxes, repayment schedules, and other terms may differ depending on the lender and the specific loan product.
Users should verify all loan terms and conditions directly with the relevant financial institution before making financial decisions.
If you have questions about this Privacy Policy, our data practices, or your privacy rights, please contact us:
Loanly - EMI Loan Calculator
Email: ontapsolution.am@gmail.com