This privacy notice for Loan Finance Calc ("Company," "we," "us," or "our"), describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:
Download and use our mobile application Loan Finance Calc, or any other application of ours that links to this privacy notice
Engage with us in other related ways, including any sales, marketing, or feedback communications
1. WHAT INFORMATION DO WE COLLECT?
We collect personal information that you voluntarily provide to us only when you contact us for support, submit feedback or report app issues.
Sensitive Information
We do not process any sensitive personal information.
Application Local Storage Data
Loan, FD, RD calculation records, loan comparison records, unit conversion history and world clock preferences are all saved locally on your mobile device storage.
•We never upload, sync or transmit any of your calculation data to our servers or third-party platforms.
•You can clear all local calculation history at any time inside the app or by clearing app cache / uninstalling the app.
Mobile Device Access Permission
Our app only requests standard storage access to save your calculation history locally on your phone. You may revoke storage access permission anytime via your device’s system settings, which will disable the calculation history saving function.
Automatically Collected Mobile Device Data
We automatically collect device information (such as your mobile device ID, model, manufacturer), operating system, version information and system configuration information, device and application identification numbers, browser type and version, hardware model Internet service provider and/or mobile carrier, and Internet Protocol (IP) address (or proxy server). We may also collect information about the phone network associated with your mobile device, your mobile device’s operating system or platform, the type of mobile device you use, your mobile device’s unique device ID, and information about the features of our application you accessed.
This information is primarily needed to maintain the security and operation of our application, for troubleshooting crashes, and for our internal anonymous analytics and reporting purposes.
Automatically Collected Log and Usage Data
Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, settings and information about your activity in the Services (such as the date/time stamps associated with your usage, calculation features you use), device event information (such as system activity, error reports (sometimes called "crash dumps"), and hardware settings).
This data is fully anonymized and cannot be used to identify individual users.
All personal information that you voluntarily provide to us via support emails must be true, complete, and accurate, and you must notify us of any changes to such personal information.
2. HOW DO WE PROCESS YOUR INFORMATION?
We process your personal information for a variety of reasons, depending on how you interact with our Services, including:
1.To deliver core calculator functions and save your calculation history locally on your device;
2.To respond to your support emails, feedback and solve technical problems you report;
3.To troubleshoot app crashes, fix bugs and optimize overall app performance;
4.To maintain app security, prevent abnormal usage and fraud risks;
5.To conduct anonymous statistical analysis to improve our loan, deposit and conversion tools;
6.To comply with applicable local, regional and international legal obligations;
7.To save or protect an individual's vital interest, such as to prevent harm when security risks occur.
We will only process your personal information when we hold valid legal basis, including user consent, legitimate business interest, legal compliance and necessity for service delivery.
3. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES & SERVICES?
The app integrates third-party service SDKs for advertisement display, crash diagnosis and usage analytics. Anonymous device log data and device identifiers may be shared with these third parties for their service operation.
All third-party services process data following their own independent privacy policies, which you may review separately via their official websites.
We want to inform you that whenever you use our Service, in case of app crashes, anonymized log data will be collected through integrated third-party SDKs on your phone. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other anonymous statistics, without any personal financial or identity data attached.
We are not responsible for the safety of any information that you share with unaffiliated third-party websites or external platforms linked from our app.
4. DO WE COLLECT INFORMATION FROM MINORS?
We do not knowingly solicit data from or market to children under 13 years of age. By using the Services, you represent that you are at least 13 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 13 years of age has been collected, we will deactivate relevant service records and take reasonable measures to promptly delete such data from our records.
5. WHAT ARE YOUR PRIVACY RIGHTS?
In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right:
(i) to request access and obtain a copy of your personal information we hold;
(ii) to request rectification or erasure of your personal data;
(iii) to restrict the processing of your personal information;
(iv) if applicable, to data portability.
In certain circumstances, you may also have the right to object to the processing of your personal information.
You can make such a request by contacting us via the contact email provided in the final section of this policy. We will consider and act upon any request in accordance with applicable data protection laws.
If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority.
If you are located in Switzerland, you may submit complaints to local data protection authorities.
Withdrawing your consent
If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time by contacting us. Please note that this will not affect the lawfulness of the processing completed before consent withdrawal, nor will it affect processing conducted under other legal grounds permitted by law.
6. DATA SECURITY
We use administrative, technical, and physical safeguards to protect your personal data.
However, no system is completely secure. If a data breach occurs, we will report it to regulators when required by law, including details about the type of data involved, the number of affected users, possible consequences, and our planned remedies. Where required by law, we will also notify you.
7. DO WE MAKE UPDATES TO THIS NOTICE?
We may update this privacy notice from time to time. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
8. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
If you have questions, comments, privacy requests or complaints about this privacy policy or our data processing practices, you may email us at devmobilemorotai@gmail.com.