Loan & Lease is a Financial Calculator

The App is available to download from the Apple App Store.  It is capable of running on iPhone, iPad (iOS 13 and higher) and Mac (macOS 10.15 and higher).  The free version supports the standard annuity calculations, while the subscription version also supports non-standard start dates, seasonal payments, variable payment profiles, project drawdowns and variation of the first payment date.

You can download it from the Apple App Store here: App Store

iPhone

First select the variable that you want to target.  Payment is the default as it is the most common.  If targeting payment, then you have to enter the Advance (Loan amount).  Then choose the interest rate.

As you scroll down, you can choose the profile that the loan is to be paid back over.  Further down the screen, you can also enter any vendor subsidies, dealer or broker commissions or fees.

iPad

The iPad app has the same user experience but there is less scrolling.

The calculation screen opens in front of the list of saved calculations.  On the iPad you can see those calculations greyed out behind the calculation screen. Short video of Loan and Lease on the iPad:


Mac

The Mac user experience is very similar to the iPad.  The following is a short video of Loan and Lease on the Mac