Privacy Policy
Effective Date: August 2026
Loan Matrix respects your privacy.
Loan Matrix is an information and comparison platform that provides publicly available loan information, loan comparisons, publicly available loan offers, and an EMI calculator for informational purposes only.
1. Information We Collect
Loan Matrix does not require users to provide personal information such as name, mobile number, address, PAN, Aadhaar, bank account details, employment details, income details, or other personal financial information in order to use the app's information, comparison, and EMI calculator features.
The app does not provide a loan application or loan disbursement process.
2. Use of Information
The information and tools provided by Loan Matrix are intended for general informational and comparison purposes.
The EMI calculator processes the values entered by the user to calculate an estimated EMI and related repayment information.
3. Loan Information and Offers
Loan information, interest rates, offers, fees, and other details displayed in the app are provided for general informational and comparison purposes only.
Actual eligibility, interest rates, fees, approval, repayment terms, and other conditions are determined by the respective financial institution.
Users should verify the latest terms and conditions directly with the respective financial institution before making any financial decision.
4. No Loan Services
Loan Matrix does not directly approve, process, sanction, or disburse loans.
Loan Matrix is not a bank, NBFC, lender, or financial institution.
The app does not act as a loan application or loan disbursement platform.
5. Third-Party Financial Institutions
The app may display publicly available information relating to banks, NBFCs, and other financial institutions.
The appearance of a financial institution or loan offer in the app does not necessarily mean that Loan Matrix is affiliated with, endorsed by, or partnered with that institution.
Users should independently verify any information or offer with the respective financial institution.
6. Data Sharing
Loan Matrix does not sell or rent users' personal information to third parties.
The app does not share personal information collected through loan application forms because the app does not provide or operate a loan application form.
7. Data Security
We take reasonable measures to protect information associated with the use of the application.
However, no electronic system or internet transmission can be guaranteed to be completely secure.
8. Children's Privacy
Loan Matrix is not intended to collect personal information from children.
We do not knowingly request or collect personal information from children through the app.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to the application, its features, or applicable requirements.
Any updated version will be published on this page with a revised effective date.
10. Contact Us
If you have any questions regarding this Privacy Policy or the Loan Matrix application, please contact:
Developer: Vinod Kumar Ganireddy
App Name: Loan Matrix