Laura DG
Real Estate Investment Advisor in Panama
Panama stands as one of the most secure and stable nations in Latin America. With a fully dollarized economy, it offers a seamless and familiar financial environment for North American investors.
A Solid, Dollarized Economy: Financial stability you can count on.
Global Connectivity: Unmatched air and sea hubs connecting the world.
The Hub of the Americas: The strategic gateway between North, Central, and South America.
World-Class Banking: Home to over 80 international banks.
Legal Security: A favorable and transparent legal framework for investors.
Prime Real Estate: High-yield opportunities in residential, office, and rental markets.
Tax & Residency Incentives: Attractive migratory and fiscal benefits.
Exceptional Quality of Life: A modern, cosmopolitan lifestyle that remains affordable.
Full Ownership Rights: Foreigners enjoy the same property rights as locals.
Accessible Financing: Mortgages are available through local banks for international buyers.
High Rental Demand: A booming market ensuring consistent returns.
Invest in a property in a warm-weather destination, just a few hours from the United States and Canada. Imagine spending the winter months enjoying the sun and ocean breeze in a tropical lifestyle—away from the snow and without heating bills. 🇵🇦 Panama is perfect for winter stays, generating rental income, or your future retirement.
Properties starting at $180K.
Financing available for foreigners.
Airbnb-friendly options.
High rental demand.
Work with a trusted real estate expert. Schedule a free consultation and discover available properties.
Thanks to the Panamanian government’s Pensionado Program, the country has become one of the most attractive destinations for those who wish to enjoy a comfortable retirement full of opportunities.
Warm tropical climate year-round.
Highly-rated healthcare system, with public clinics across the country and modern private medical centers offering high-quality care at affordable costs.
Many retirees find the cost of living in Panama to be much lower than in their home countries. On average, Panama is 35.2% cheaper than the United States and 19.5% cheaper than the UK. Costa Rica, another popular retirement destination in Central America, has prices nearly 10% higher than Panama.
In Panama, every retiree can choose their preferred lifestyle: from paradisiacal beaches to the cooler mountain highlands or the cosmopolitan energy of Panama City.
We offer carefully selected properties ideal for rental income, winter stays, long-term investment, and retirement planning. Available options include ocean-view condos, Panama City apartments, Airbnb-ready buildings, new developments, and fully furnished options.
Price range: $180,000 – $400,000.
Many properties in Panama generate rental returns between 5% and 8% annually.
Typical investment example: Property price: $250,000. Estimated monthly rent: $1,500 – $2,000. Potential annual income: $18,000 – $24,000.
Foreigners can access mortgage financing through banks in Panama with typical conditions: financing up to 70%, 20-year terms, rates approximately 7–8%, and loans in U.S. dollars.
As a specialist in the Panamanian market and part of Be Luxe Real Estate, my mission is to transform the complexity of buying abroad into a safe and profitable experience. I don't just offer you properties; I provide the legal, tax, and lifestyle advice necessary to make your investment in Panama the first step toward the life you’ve always dreamed of.
I specialize in helping U.S. and Canadian investors buy property safely in Panama.
Personalized property selection
Investment analysis
Financing advice
Virtual tours available
Full closing assistance, with professional guidance from the first consultation to the final purchase.
Santa Maria offers the perfect combination of luxury, comfort, and nature. This premier residential development features modern, high-end apartments and villas, all centered around a world-class golf course that provides a relaxing and sophisticated atmosphere.
With access to premium amenities—including recreational areas, swimming pools, and 24/7 security—Santa Maria is the ideal destination for those seeking a tranquil life surrounded by nature, without sacrificing proximity to essential services and the vibrant energy of Panama City.
BOSCO di SANTA MARÍA Project
Designed with a focus on nature and modernity, this project seamlessly integrates expansive green spaces with contemporary architecture, offering a peaceful and sophisticated environment.
Apartments: 2, 3, and 4 bedrooms.
Sizes: From 100 m² to 298 m².
Starting Price: From $483,500.
Purpose: Perfect for primary residence or investment.
Status: Currently under construction.
This exclusive residential and financial hub features elegant high-rise towers with ocean views, modern corporate offices, luxury shopping centers, fine dining, and prestigious international schools.
Its famous oceanfront boardwalk and expansive parks provide the perfect setting for sports and recreation. Costa del Este is a premier location for both living and investing, seamlessly combining quality of life, global connectivity, and high real estate appreciation potential.
Ipanema Waterfront Residences invites you to wake up every day with the ocean as your centerpiece. This unique residential experience offers luxury, comfort, and meticulously crafted details that elevate waterfront living to a superior level.
Apartments: 1, 2, and 3 bedrooms.
Sizes: From 65 m² to 102.50 m².
Starting Price: From $282,000.
Purpose: Perfect for primary residence or investment.
Status: Under construction.
BIOMA defines a new way of living, where contemporary architecture integrates with open, luminous, and perfectly balanced spaces. With over 50 world-class amenities and an organically inspired design, it creates a truly unique residential experience.
Apartments: 2 and 3 bedrooms.
Sizes: From 65 m² to 163 m².
Starting Price: From $327,000.
Purpose: Perfect for primary residence or investment.
Status: Under construction.
An exclusive residential development designed with elegant contemporary architecture. This project offers spacious residences with breathtaking views of the Pacific Ocean and the iconic Panama City skyline.
Apartments: 1, 2, and 3 bedrooms.
Sizes: From 83 m² to 100 m².
Starting Price: From $323,300.
Purpose: Perfect for primary residence or investment.
Status: Pre-sale phase.
Coco del Mar District
Nestled along the oceanfront and just minutes from the financial district, Coco del Mar combines privileged views of the Panama Bay with a strategic location. It offers quick connectivity to San Francisco, Costa del Este, and the Corredor Sur highway.
This area is characterized by high-end, low-density residential buildings and a growing demand from executives, expats, and investors looking for strong appreciation and rental potential. Its tranquil atmosphere, paired with proximity to top-tier restaurants and shopping, makes Coco del Mar a premier destination for both living and investing.
A modern residential development in Panama City designed for an urban lifestyle. It seamlessly blends contemporary design, functional amenities, and a strategic location—making it an ideal choice for residents and investors alike.
Apartments: 2 and 3 bedrooms.
Sizes: From 64 m² to 95 m².
Starting Price: From $257,280.
Purpose: Perfect for primary residence or investment.
Status: Pre-sale phase.
Every detail in both the residences and common areas has been meticulously planned to optimize space and maximize functionality.
Apartments: 1, 2, and 3 bedrooms.
Sizes: From 49 m² to 82 m².
Starting Price: From $212,000.
Purpose: Investment-ready with short-term rental licenses allowed.
Status: Immediate delivery / Ready to move in.
Obarrio District
Known as one of Panama City’s most dynamic sectors for real estate investment, Obarrio is located in the heart of the financial district.
Surrounded by corporate offices, luxury shopping centers, fine dining, and international hotels, it offers a strategic location highly attractive to executives and professionals. Its high rental demand—particularly for corporate and medium-term stays—makes it a zone with powerful ROI potential and steady value appreciation.
The ideal option for executives and families seeking security, world-class gastronomy, and the convenience of having everything within walking distance.
Apartments: 1, 2, and 3 bedrooms.
Sizes: From 54 m² to 108 m².
Starting Price: From $200,000.
Purpose: Perfect for primary residence or investment.
Status: Pre-sale phase.
Designed for those seeking a perfect balance between modernity, comfort, and a strategic oceanfront location.
Apartments: 1, 2, and 3 bedrooms.
Sizes: From 84 m² to 186 m².
Starting Price: From $183,000.
Purpose: Perfect for primary residence or investment.
Status: Delivery scheduled for 2026.
Discover the best investment properties in Panama.
Receive a personalized list of available properties. ✔ Investment opportunities ✔ Winter homes ✔ Airbnb-ready units
We’re ready to assist you, contact us. laura@beluxerealestate.com