House loan eligibility depends on various factors such as income, credit history, employment stability, and debt-to-income ratio. Lenders typically assess these criteria to determine an applicant's ability to repay the loan. Prospective borrowers should ensure they meet the minimum income requirements set by the lender and maintain a favorable credit score. Stable employment history demonstrates reliability in meeting financial obligations and may increase the chances of loan approval. Additionally, managing existing debts responsibly can positively impact eligibility. It's advisable to consult with lenders or financial advisors to understand specific eligibility criteria and explore available options tailored to individual financial circumstances.