Ladki Bahin Yojana eKYC

The Government of Maharashtra has implemented the Mukhyamantri Majhi Ladki Bahin Yojana, a groundbreaking initiative intended to provide financial independence and social security to women in the state. An essential step in the process to receive the benefits is to complete the e-KYC (Electronic Know Your Customer) process.

This article will provide you everything you need regarding the Ladki Bahin Yojana, why e-KYC is important, and how to complete your registration successfully.

What is the Mukhyamantri Majhi Ladki Bahin Yojana?

The Ladki Bahin Yojana is a flagship scheme that offers eligible women between the ages of 21 to 60 years of age a monthly financial assistance of ₹1,500. The purpose of the scheme is to promote women's financial independence and help apply this amount to their individual expenses, as well as other household purchase. 

Key Benefits of the Scheme:

• Financial Aid: Receiving ₹1,500 each month credited directly to the beneficiary's bank account.

• Economic Independence: Offers a reliable source of income, allowing women to pursue education and skills development and/or start their own small businesses.

• Improved Quality of Life: Helps support essential costs for healthcare, education, and basic living expenses.

Criteria for Ladki Bahin Yojana Eligibility

• The applicants have to meet certain criteria outlined below to be eligible for the scheme.

• Domicile: Must be a permanent resident of Maharashtra.

• Gender: It's for women applicants.

• Age: Criteria will be defined by the government (example: age group of 21 to 60).

• Economic Status: The family must earn less than other income criteria (for example, from a Below Poverty Line (BPL) family, or annual family income less than ₹2.5 Lakh).

• Documents: Must have valid documents such as an Aadhaar card, ration card, and bank account.

Note: The final and official eligibility criteria will be announced by the Government of Maharashtra once the scheme is officially launched.

What is e-KYC? The Access Point to the Programme

e-KYC (Electronic Know Your Customer) is a digital, paperless method of establishing and verifying an identity and address based on your Aadhaar information. e-KYC is a requirement for the Ladki Bahin Yojana to assist in ensuring benefits are provided to the correct, verified beneficiaries in an efficient and secure manner.

What is e-KYC Utilised?

• To Prevent Fraud: To establish identification of the applicant and eliminate duplicate or false applications.

• To Facilitate the Process: Establishes a fast, secure, and convenient verification process without requiring physical documentation.

• Direct Benefit Transfer (DBT): Connect your validated Aadhaar number to your bank account so the monthly amount can be transferred in a timely manner.

What is the e-KYC process required for Ladki Bahin Yojana?

The e-KYC procedure can generally be carried out online through the official government website, or at your local Aadhaar Seva Kendra or CSC (Common Service Centre).

How to Complete e-KYC online:

• Go to the official Ladki Bahin Yojana site or the related Maharashtra government site.

• Sign in to your account by using your application ID or register as a new user.

• Go to the e-KYC section of the website.

• Input your 12 digit Aadhaar number.

• An OTP (one time password) will be sent to your registered phone number.

• Once you receive it, input that OTP to authenticate and confirm your e-KYC submission.

• Your KYC status will be updated to Complete once you have been confirmed.

Pro Tip: Make sure that the mobile number connected to your Aadhaar card is accurate. If not, go to an Aadhaar center to update it before you attempt to complete your e-KYC.

Ladki Bahin Yojana at a Glance

The chart below provides a quick overview of the scheme's key aspects: 

• Feature - Details

• Scheme Name - Ladki Bahin Yojana (Mukhyamantri Majhi Ladki Bahin Yojana)

• State - Maharashtra

• Launched By - Government of Maharashtra

• Key Benefit - Monthly financial assistance of ₹1,500

• Target Beneficiaries - Women from economically weaker sections

• Core Document - Aadhaar Card

• Crucial Process - e-KYC (Aadhaar Authentication)

• Objective - Women Empowerment, Financial Support

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FAQs

Who can apply for the Ladki Bahin Yojana? 

Any applicant must be a woman, resident of Maharashtra, between the age to become a mature adult age of 21 and 60 years, and either, or general, EWS, or OBC. There may also be income criteria defined by the government. 

What if my mobile is not linked to Aadhaar? 

Then you need to visit the nearest Aadhaar Seva Kendra to update and get your mobile number linked to your Aadhaar before you can complete e-KYC. 

Is e-KYC safe? 

Yes, definitely. The entire e-KYC process is developed and administered by the Unique Identification Authority of India (UIDAI). Your demographic and biographic data is always secured and shared only with your knowledge and explicit consent via OTP.

Can I do e-KYC sitting at home? 

Yes, if you have a smart phone, stable internet connectivity, and your mobile is linked to Aadhaar, you may do e-KYC online through the official portal. However, if you are neighbourhood is connected to Common Service Centre (CSC), you visit the CSC for service.

I completed my e-KYC but my application status is still processing. Why?

e-KYC is part of the verification. Your application goes through another verification process by the officials. Please allow time for the verification process to be completed and check the status on the portal. Is there a fee for e-KYC or application? There is no fee for the application and e-KYC process of any government scheme like Ladki Bahin Yojana. Be aware of anyone who asks for money to complete those steps.

Conclusion

The Mukhyamantri Majhi Ladki Bahin Yojana is an important process towards women's financial inclusion in Maharashtra, and the e-KYC process must be completed accurately so you can access the benefits of this perfect empowering scheme with ease! Be aware of your surroundings, only ever use the official channels, and gain access to your financial support!