💰 LABAM

Smart Expense Tracker for India 🔒 100% Local · No Data Upload

About LABAM

LABAM is a personal finance app designed specifically for all users. It helps you track every rupee you spend, set monthly budgets, and automatically detect bank transactions from your SMS — all without uploading any data to the internet.

The name LABAM (லாபம்) means "Profit" in Tamil — reflecting our goal of helping you keep more money in your pocket every month.

🛡️ Your financial data never leaves your phone. Everything is stored locally and encrypted.

Key Features

📩

Auto SMS Detection

Automatically reads bank SMS (HDFC, SBI, ICICI, UPI, GPay, PhonePe) and adds expenses instantly.

📊

Category Tracking

Organise spending by Food, Transport, Bills, Shopping, Medical and custom categories you create.

💼

Budget Planning

Set monthly budgets per category. Get alerts when you're close to the limit.

🎯

Savings Goals

Set financial goals like buying a bike or vacation. Track progress every month.

🌐

3 Languages

Full support for English, Tamil (தமிழ்) and Hindi (हिन्दी) — switch anytime.

🔐

PIN Protection

Secure your app with a 4-digit PIN. Data is AES-256 encrypted on your device.

📅

Monthly Reports

Visual bar charts and pie charts showing where your money goes each month.

💾

Backup & Restore

Export your data as a backup file and restore it anytime on any device.

Technology Stack

💙

Flutter

Cross-platform framework

🗄️

Hive DB

Local encrypted database

🔥

Firebase Auth

OTP phone login

📩

SMS Inbox

Bank SMS auto-detection

🔐

AES-256

Local data encryption

📊

FL Chart

Beautiful financial charts

🔒 Privacy Policy

Last updated: March 2026

1. Information We Collect

LABAM does not collect, store, or transmit any personal information to external servers. All data you enter — expenses, income, budgets, goals — is stored only on your device.

2. SMS Permission

LABAM requests permission to read SMS messages on your device. This permission is used solely to detect bank transaction notifications (such as debit alerts from HDFC, SBI, ICICI, UPI payments via GPay and PhonePe) and automatically create expense entries.

SMS content is processed locally on your device only
No SMS data is ever sent to any server or third party
Only financial SMS (bank debit alerts) are parsed — all other SMS are ignored
You can use the app without granting SMS permission

3. Phone Authentication

LABAM uses Firebase Authentication for OTP-based phone number login. Your phone number is used only to verify your identity. It is not shared with third parties or used for marketing purposes.

4. Data Storage

All financial data (expenses, income, categories, goals, budgets) is stored locally on your device using an encrypted database (Hive with AES-256 encryption). The encryption key is stored in your device's secure hardware keystore.

5. Data Sharing

We do not sell, trade, or share your personal data with any third parties. We do not display advertisements. We do not use analytics tracking.

6. Data Deletion

You can delete all your data at any time from the app's Profile → Settings → Delete All Data. Uninstalling the app removes all locally stored data permanently.

7. Children's Privacy

LABAM is not directed at children under 13. We do not knowingly collect data from children.

8. Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated date.

📧 Questions about privacy? Contact us at: labamapp@gmail.com

Contact & Support

Developer: Mohan Balamurugan

Organization: Labam

Location: Chennai, Tamil Nadu, India

Email:Mohan.balamurugan8@gmail.com@gmail.com

All financial data stays on your device. We never upload your data.

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