How to Make an Online Payment 

Below is a universal process that works for almost all types of online payments credit cards, utilities, loans, and purchases.

Step 1: Visit the Official Website or Payment Portal

Always use the official site Kohls.capitalone, secure website of the company you want to pay.
Make sure the URL starts with:

✔ https://
✔ A valid padlock icon

Avoid using third-party links or unknown websites.

Step 2: Log In or Verify Your Account

Depending on the platform, you may need to:

• Log in using your username and password
  
  

• Enter your mobile number or email
  
  

• Verify your identity through OTP
  
  

• Use your bank login for net banking
  
  

Logging in ensures all payments are securely attached to your account.

Step 3: Navigate to the Payment Section

Look for options like:

• Pay Bill
  
  

• Make a Payment
  
  

• Billing
  
  

• Payments & Statements
  
  

• Account Balance
  
  

This section displays your total due amount, minimum payment, or outstanding balance.

Step 4: Select Your Payment Method

Most online platforms offer various payment options:

✔ 1. Credit/Debit Card

Enter details such as:

• Card number
  
  

• Expiry date
  
  

• CVV
  
  

• Name on card
  
  

✔ 2. Net Banking

Choose your bank and log in through the secure gateway.

✔ 3. UPI Payments

Pay using UPI apps like:

• Google Pay
  
  

• PhonePe
  
  

• Paytm
  
  

• BHIM
  
  

✔ 4. Bank Account (ACH/Direct Debit)

Enter:

• Bank routing number
  
  

• Account number
  
  

• Account type
  
  

✔ 5. Online Wallets

Some portals allow:

• PayPal
  
  

• Amazon Pay
  
  

• Apple Pay
  
  

• Samsung Pay
  
  

Step 5: Enter the Payment Amount

Depending on the type of bill, you can choose:

• Full amount due
  
  

• Minimum amount due
  
  

• Custom amount
  
  

• Current balance
  
  

Double check the amount to avoid mistakes.

Step 6: Review and Confirm Payment

Carefully verify:

• Payment method
  
  

• Amount
  
  

• Billing details
  
  

• Transaction date
  
  

Step 7: Authentication & OTP Verification

Most payments require an additional security step:

• Enter the OTP sent to your phone
  
  

• Approve through your banking app
  
  

• Confirm through your email
  
  

This ensures only you authorize the transaction via Kohls.capitalone.com login.

Step 8: Receive Confirmation

After a successful payment, you’ll receive:

• On screen confirmation message
  
  

• Payment receipt
  
  

• Email confirmation
  
  

• SMS alerts
  
  

• Updated account balance

Why Pay Your Kohl’s Card Online?

• Fast, secure access
  
  

• Avoid late payment fees
  
  

• No need to visit stores
  
  

• Real-time account updates