Privacy Policy

KLYRO PRIVACY POLICY

Last Updated: January 5th, 2026

1. Introduction

Welcome to Klyro ("we," "our," or "us"). We are committed to protecting your privacy and being transparent about how we handle your data.

This Privacy Policy explains:

• What data we collect

• How we use it

• How we protect it

• Your rights and choices

By using Klyro, you agree to this Privacy Policy.

2. Our Privacy Principles

• Data Minimization: We only collect data necessary for app functionality

• Local-First: Your financial data stays on your device by default

• No Data Sales: We will never sell your data to third parties

• No Advertising: We don't use your data for advertising purposes

• Transparency: Clear communication about any data practices

3. What Data We Collect

3.1 Financial Data (Stored Locally)

When you use Klyro, the following data is stored ONLY on your device:

• Expense amounts, categories, notes, and dates

• Budget information (names, amounts, categories)

• App settings and preferences

• Currency selections

This data is stored in a local database (SQLite) on your device. We cannot access this data.

3.2 Data We Do NOT Collect

• We do not collect your financial data

• We do not track your location

• We do not access your contacts

• We do not scan your device files

• We do not use analytics or tracking cookies

4. How We Use Your Data

Your data stays entirely on your device. We have zero visibility into your expenses, budgets, or financial information.

5. How We Protect Your Data

5.1 Technical Measures

• Data stays on your device only

5.2 Organizational Measures

• Regular security audits

• Limited data access (only necessary personnel)

• Incident response procedures

• Data breach notification protocols

6. Data Sharing & Third Parties

6.1 What We Share

We do NOT share your financial data with any third parties.

6.2 Legal Obligations

We may disclose data if required by law:

• Valid court order or subpoena

• National security request

• To prevent fraud or illegal activity

We will notify you of such requests unless legally prohibited.

6.3 Business Transfers

If Klyro is acquired or merged, your data would transfer to the new entity. We will notify you and provide options to delete your data before transfer.

7. Your Data Rights

7.1 Access

You can access all your data at any time:

• View in-app

• Export as JSON file (Settings → Export Data)

7.2 Correction

You can edit or correct any data directly in the app.

7.3 Deletion

You can delete your data:

• Individual expenses: Swipe to delete

• All data: Settings → Delete All Data (with confirmation)

7.4 Data Portability

Export your data as JSON at any time (Settings → Export Data). This file contains all your expenses and budgets in a standard format.

8. Data Retention

• Data stored on your device indefinitely (until you delete it)

• No server-side data to retain

9. Children's Privacy

Klyro is not intended for users under 13 years old. We do not knowingly collect data from children under 13. If we discover such data, we will delete it immediately.

12. Changes to This Privacy Policy

We may update this Privacy Policy occasionally. Changes will be posted here with a new "Last Updated" date.

Material changes will be notified via:

• In-app notification

Continued use after changes indicates acceptance.

13. Contact Us

Questions about privacy? Contact us:

Email: aloaderemi1@gmail.com
Response Time: We aim to respond within 7 business days.

14. Effective Date

This Privacy Policy is effective as of January 5th, 2026.