Publications

Peer-Reviewed Academic Articles

"Time to Repay or Time to Delay? The Effect of Having More Time Before a Pay-day Loan is Due" (with Susan Carter, Paige Skiba, Justin Sydnor),  American Economic Journal: Applied Economics, 2022, 14 (4): 91-126. Online Appendix

• Best Paper Awards in Financial Markets & Institutions Semifinalist, FMA 2021

Book Chapters

"Chapter 3 Market Concentration in Fintech" (with Dean Corbae and Pablo D'Erasmo), in Fintech Competition: Law, Policy, and Market Organisation, editors: Konstantinos Stylianou, Marios Iacovides, and Björn Lundqvist (Bloomsbury-Hart, 2023). Philadelphia Fed working paper version.