FREE Group-HMO

for Qualified Government Employees!

Use Your ₱7,000 Medical Allowance Wisely

Under Executive Order 64 series of 2024, all qualified government workers now enjoy up to ₱7,000 annual medical allowance for healthcare benefits.

This means you can effectively get group HMO for FREE!

Why settle for limited coverage when you can maximize your benefits with a full HMO program?

Not all HMO solutions are created equal

Employees, most of whom are not familiar with HMO-type products, may make uninformed choices with red-flagged features, e.g. no APE, no Emergency Care, no benefits for high-risk employees.

What is the Kaiser National HealthCare Shield?

Kaiser’s National HealthCare Shield is a group HMO program for government groups with *500+ members that provides comprehensive medical benefits to members and qualified dependents.

• Covers pre-existing conditions

• Includes major hospitals nationwide

• Provides preventive, outpatient, inpatient, emergency, and dental care

• No out-of-pocket during hospital admission

• Financial assistance for death or major injuries

* for groups less than 500 members, there may be lower benefit limits

The fees are funded by the annual medical allowance under EO64, hence, the members enjoy the health benefits for FREE!

Designed to protect your health and your wallet.

• Preventive Care Annual checkups, pap smear, ECG, vaccinations, family planning counseling

• Outpatient Consultations, diagnostic tests, minor surgery, EENT treatment

• Inpatient Confinement in semi-private room, surgery, ICU, dialysis, chemotherapy

• Emergency ER services, oxygen, IV, meds for urgent care

• Dental Oral prophylaxis, tooth extraction, fillings, dental checkups

These health services are provided by the nationwide Kaiser Network:

• 12,000+ doctors

• 2,000+ hospitals and clinics

• 800 dentists

• 9 Kaiser Medical Centers

Accredited hospitals include the country's major hospitals

• Makati Medical Center

• The Medical City

• St. Luke’s Medical Center (QC and BGC)

• Chong Hua Hospital\

• Asian Hospital

• and more

Who Can Avail?

• Government employees (age 18–65) covered by EO 64 eligible for the ₱7,000 Medical Allowance

• Member of participating groups (government coops, unions, or organizations) minimum 500 principal members

Who Are Eligible for the ₱7,000 Medical Allowance

(Under EO 64, s. 2024)

Government personnel who meet all of the following conditions:

• Civilian personnel in national government agencies (NGAs), including:

  • Executive, Legislative, and Judicial branches

  • Constitutional Commissions and offices

  • Local Government Units (LGUs)

  • Local Water Districts

  • Government-Owned or -Controlled Corporations (GOCCs) not covered by RA 10149

Regardless of status:

• • Permanent, casual, or contractual

  • Full-time or part-time

  • Appointive or elective

• Not currently receiving employer-provided HMO coverage or equivalent medical benefits.
  This is the key clause — personnel already covered by an HMO plan funded by their agency are not entitled to the ₱7,000 medical allowance.

Best for:

• Local Government Units (LGUs)

• State Colleges and Universities (SCUs)

• Government Owned or Controlled Corporations (GOCCs)

• Local Water Districts (LWDs)

• Government Unions or Federations

Who Are NOT Eligible

• Uniformed personnel, such as those in:

  • Philippine National Police (PNP)

  • Armed Forces of the Philippines (AFP)

  • Bureau of Fire Protection (BFP)

  • Bureau of Jail Management and Penology (BJMP)

  • Philippine Coast Guard, etc.

These are classified under military and uniformed personnel (MUP) and are covered by a different benefits and compensation system.

• Job Order (JO) and Contract of Service (COS) workers who are not considered regular government employees and have no employer-employee relationship with the government

• Civilian personnel already covered by employer-sponsored HMO-type plans

Invididual HMO vs National Healthcare Shield Group-HMO

Group HMO: Others vs National Healthcare Shield

Not all HMO are created equal!

Why settle for less?

If your group has less than 500 members

Okay lang!

If your group has less than 500 members, you just don't get the best plan at the best price. Just get more details

If you represent a government agency

If you are with HR of qualified government agencies:

• Local Government Unit

• Government office / bureau

• Government Operated and Controlled Corporation

• School Division Office or Regional Office (DepEd)

• State Universities and Colleges

• Local Water Districts

Inquire about the National Healthcare Shield group-HMO plan from Kaiser International Healthgroup.

This medical allowance is given annually.
If you don't get group HMO this year, it is forfeited!
If you want to do it fast or avoid public bidding to make sure you get your organization group HMO this year, contact us!

If you represent a government group

If you represent a government cooperative, union, association or organization, you can also apply for the National Healthcare Shield group-HMO plan from Kaiser International Healthgroup

Help your members get affordable group HMO, instead of expensive individual HMO.

If you are a qualified government employee

Ask your government group if you can enroll under their group-HMO plan from Kaiser

• if you are a public school teacher, ask your division office

• if you are employed by LGU, or government agency, or government owned corporation, or local water district, ask your HR officer

• if you are an academic/non-academic personnel in a state owned college or university, ask the office of your unit head

Chief Justice Alexander G. Gesmundo (center) leads the Supreme Court in signing the first-ever Comprehensive Health Care Plan for the Judiciary on July 2, 2024, at the Supreme Court Session Hall. With the Chief Justice are (first row, from left) Ms. Doris Almanzor from Manila Bankers Assurance; Dr. Leah Uy-Yolo, President of Kaiser International Health Group, Inc.; Associate Justice Mario V. Lopez; Clerk of Court En Banc Atty. Marife M. Lomibao-Cuevas; Deputy Clerk of Court and Chief Administrative Officer Atty. Maria Carina A. Matammu-Cunanan; Deputy Clerk of Court and Fiscal Management and Budget Office Chief Atty. Marilyn I. De Joya; (second row, from left) and Associate Justices Henri Jean Paul B. Inting and Jhosep Y. Lopez.

Source:
SC Procures Comprehensive Healthcare Plan for Entire Judiciary
Article on the Official Supreme Court Website, courtesy of the Supreme Court Public Information Office

Cagayan State Procures Group HMO from Kaiser!

CSU released the medical allowance following DBM Budget Circular No. 06, s. 2024, and Section 7 of Executive Order No. 64, s. 2024.

The initiative was made possible through the collaborative efforts of CSU’s faculty and administrative personnel associations, together with the Technical Working Group. Signing on behalf of the university were UFA President Prof. Ricardo B. Casuay, and APA President Ms. Monaliza B. Guzman, while Dr. Leah Uy-Yulo, President and Medical Director, represented Kaiser International Health Group Inc.

CSU EMPLOYEES NOW COVERED BY HMO MEDICAL PACKAGE

Cagayan State University (CSU), led by University President Dr. Arthur G. Ibañez, has officially released the medical allowance for all qualified permanent, casual, and temporary employees.

As part of its implementation, a Memorandum of Agreement (MOA) was formally signed between the university associations and Kaiser International Health Group Inc.

Through this partnership, CSU secured a Health Maintenance Organization (HMO) benefit package from Kaiser International, providing a maximum benefit limit of ₱75,000 per illness, including coverage for pre-existing conditions. The package also includes annual physical examinations, in-patient and out-patient services, emergency care, and dental care, accessible through Kaiser-accredited facilities nationwide, including major hospitals in Metro Manila. The benefits are valid for one year, from June 2, 2025, to June 1, 2026.

CSU is the first government agency in the region to release a medical allowance following DBM Budget Circular No. 06, s. 2024, and to issue internal guidelines aligned with Section 7 of Executive Order No. 64, s. 2024.

Source:
CSU EMPLOYEES NOW COVERED BY HMO MEDICAL PACKAGE
Facebook post on Cagayan State University - Andrews Campus"

DAVAO DE ORO STATE COLLEGE EMPLOYEES NOW COVERED BY HMO MEDICAL PACKAGE

Davao de Oro State College, through its DDOSC Employees Association (DDOSCEA), formally inked a Memorandum of Agreement (MOA) with Kaiser International Healthgroup, Inc. on July 4, 2025, at the DDOSC Board Room.

Representing the two institutions, the MOA was signed by DDOSCEA President, Dr. Gloryjean C. Altamera, and Kaiser President and Medical Director, Dr. Leah Uy-Yolo.

This partnership is in line with Malacañang's Executive Order No. 64 s. 2024, which allocates government civilian personnel medical allowance as a subsidy for availing benefits from health maintenance organizations (HMO) services, granting an amount not exceeding 7,000 pesos per annum for each qualified personnel.

With this agreement, Kaiser is now the official HMO service provider of DDOSCEA and its members, offering a range of healthcare benefits, including dental, medical, and emergency care services.

Joining Dr. Altamera in representing DDOSCEA were Ms. Reah C. Niog, Human Resource Management Unit Head; Ms. Rotchil G. Piastro, CPA, Accounting Unit Head; and Ms. Leizel P. Tagra, Cashiering Unit Head.

Source:

DDDDOSCEA EMPLOYEES NOW COVERED BY HMO MEDICAL PACKAGE

Facebook post on Davao de Oro State College 

References

• Executive Order 64 s. 2024
  Updating theSalary Schedule for Civilian Government Personnel and authorizing the grant of an additional allowance and for other purposes

• DBM Circular 6 s. 2024
  Rules and Regulations on the Grant of Medical Allowance to Civilian Government Personnel

• Dep Ed Order 16 s. 2025
  Guidelines on the Grant of Medical Allowance to the Department of Education Personnel

Let’s Talk!

We offer:

• FREE Proposal

• FREE Group Presentation (Online or On-site)

• Ongoing Support and Dedicated Liaison Officer

Kaiser International HealthGroup Inc.

Your 1st Name in Healthcare

National HealthCare Shield

• ₱ 7k premium

• ₱ 75k* Maximum benefit limit per illness
  Lower limit for less than 500 members

• Eligibility age 18 - 65 years old

• Covers pre-existing diseases

• Includes Annual Physical Examination

• Preventive Healthcare

• Outpatient Card

• Inpatient Care

• Emergency Care

• Dental Card

• Includes Financial Assistance (in case of death, dismemberment)

• Includes Pre- / Post-natal checkup

• Includes Physical Therapy

• Includes vaccination for animal bites