Scam Alert for Canadians

Introduction 

Scam messages are becoming more frequent and more convincing, especially during tax season or when people are expecting government payments. A single moment of distraction can make a fake alert feel real. This guide was created to help Canadians quickly recognize these scams, stay calm, and protect themselves and their families from financial and identity theft.

Scam Alert Guide for Canadians 

A clear, calm, practical one‑page resource to help people recognize and avoid bank‑related and CRA‑related text scams. 

�� Why These Scams Work 

Scammers often send messages during tax season or GST payment months, when people are already dealing with financial or government issues. This increases the chance that a fake alert will feel legitimate. 

�� Common Red Flags 

● Strange website links (anything not ending in a bank’s official domain) 

● Urgent language like “Your account is locked” or “Immediate action required” 

● Partial card numbers used to create false legitimacy ● Unexpected texts claiming to be from CRA, banks, or delivery companies 

● Requests for personal information such as passwords, PINs, or card number 

�� What NOT to Do 

● Do not click any link in a suspicious message ● Do not reply to the text 

● Do not enter banking or personal information ● Do not call any phone number provided in the message

✅ What TO Do 

● Delete the message immediately 

● Log in to your bank or CRA account only through the official website or app 

● If unsure, call the number on the back of your bank card 

● Report the scam to your bank or the Canadian Anti‑Fraud Centre 

�� How to Verify a Real Message A legitimate bank or CRA message will: 

● Address you by name 

● Never ask for personal information by text 

● Direct you only to official domains (e.g., rbc.com, canada.ca) 

● Appear in your secure online account or app 

�� Quick 10‑Second Safety Check Before clicking anything, ask: 

1. Was I expecting this message? 

2. Does the link look unusual or unrelated to the organization? 

3. Is the message trying to scare or rush me? 4. Can I verify this through my official app instead? 

If anything feels off, treat it as a scam.

️ Final Reminder 

Scammers rely on timing, stress, and distraction. Pausing for even a few seconds can prevent identity theft and financial loss. Share this guide to help others stay safe. 

Closing Message 

Staying safe online doesn’t require fear—just a few steady habits. Scammers rely on stress, timing, and distraction, but a moment of pause is often all it takes to protect yourself. Share this guide with others so they can stay informed, confident, and secure in a world where digital scams are becoming more common.