Budget Wizard

PRIVACY POLICY

Introduction

At Budget Wizard, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you use our mobile application ("Budget Wizard"). By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect the following information to provide, improve, and secure our services:

Personal Information:
- Phone Number: Collected during account creation to authenticate and secure your account.
- Name: Used to personalize your experience within the app.
- City: Collected to help customize app content and services based on your location.
Profile Information:
- Profile Photo: You may choose to upload a profile photo for personalization.
- Other Uploaded Photos: You may upload additional photos for specific app features.
Financial Data:
- We collect your income, expense, and budget data to provide finance tracking, analysis, and other app functionalities.
Subscription Data:
- Payment Information: We collect payment details, including credit card information, for processing subscriptions. All payment data is securely handled by our third-party payment processor.
Device Information:
- We collect data about the device you use to access the app, such as your device type, operating system, and unique device identifier.
Usage Data:
- We collect data on how you interact with the app, including features you use, the time spent on the app, and other engagement metrics. This helps us improve the app and deliver a better user experience.

2. How We Use Your Information

We use the information we collect for the following purposes:

Account Creation & Authentication: To create and secure your account using your phone number.
Personalization: To personalize your app experience, including showing content relevant to your location (e.g., city).
App Functionality: To manage your finances within the app and provide insights and recommendations based on your financial data.
Subscription Management: To process your subscription payments and manage your access to premium features.
Communication: To send you notifications, reminders, and alerts related to your account and app activity.
App Improvement: To analyze app usage and make improvements to app functionality, design, and performance.
Advertising: If you do not subscribe to the premium plan, we may show you ads within the app. We may use anonymized data to personalize the ads you see.

3. Data Sharing & Disclosure

We do not sell or share your personal information with third parties, except in the following circumstances:

Service Providers: We may share your information with third-party service providers who help us provide and improve our services (e.g., payment processors, analytics providers). These service providers are obligated to keep your data secure.
Legal Requirements: We may disclose your information if required by law or if we believe that such action is necessary to comply with a legal obligation, protect the rights or property of [App Name], or prevent illegal activities.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the business transaction.

4. Security of Your Data

We are committed to protecting the security of your personal information. We use industry-standard security measures to safeguard your data. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee its absolute security.

5. Your Rights

You have the following rights regarding your personal information:

Access & Correction: You can view and edit your personal information within the app.
Data Deletion: You may request the deletion of your account and personal data by contacting us at [Contact Information].
Data Portability: Upon request, we can provide you with a copy of your financial data in a portable format.
Opt-out of Marketing: If you receive marketing communications, you can opt out by following the unsubscribe instructions provided.

6. Children's Privacy

The app is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete the information.

7. Subscriptions & Payments

If you choose to subscribe to our premium features:

Payment Processing: Payments are handled by third-party providers (e.g., Apple, Google, or a payment processor) and are subject to their privacy policies.
Subscriptions: Subscription fees are billed periodically (e.g., monthly or annually), and users can manage their subscriptions directly through their Apple or Google accounts.

8. Third-Party Links

Our app may contain links to other sites. We are not responsible for the content or privacy practices of these external sites. We encourage you to read the privacy policies of any third-party sites you visit.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify users of any significant changes by posting the new policy within the app and updating the "Effective Date" at the top of this page.

10. Data Deletion

In case a user needs to delete his/her account ; Log into our app -> go to settings screen (on the top left of the screen) -> you will find at the bottom of the settings screen a button that says 'delete my account'.

11. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

WhatsApp: +972527919300