Joshua Bosshardt
I am a Senior Economist at the Federal Housing Finance Agency (FHFA). I received my PhD in economics from MIT in June 2021.
Here is my CV.
Working Papers
The Value of Intermediaries for GSE Loans (with Ali Kakhbod and Amir Kermani). NBER Working Paper 31575. FHFA Working Paper 23-01. FHFA Blog post. Youtube Video.
Semi-Finalist, Best Paper, FMA Annual Meeting, 2023
Banking on the Edge: Liquidity Constraints and Illiquid Asset Risk (with Ali Kakhbod and Farzad Saidi). CEPR Discussion Paper No. 17811.
The Bank Liquidity Channel of Financial (In)stability (with Ali Kakhbod and Farzad Saidi). CEPR Discussion Paper No. 16438.
Agency Meets Stability: The Effect of Corporate Governance and Capital Requirements on Bank Lending (with Ali Kakhbod and Kunal Sachdeva)
Why Did Public Banks Lend More During the Global Financial Crisis? (with Eugenio Cerutti). IMF Working Paper 20/84.
Why did Firms Draw Down their Credit Lines during the COVID-19 Shutdown? (with Ali Kakhbod). Covid Economics, 78, 2021, 1-34. [Online Appendix for COVID Economics version]
The Effect of Tightening Credit Standards on Lending Relationships
Publications
The Credit Supply Channel of Monetary Policy Tightening and its Distributional Impacts (with Marco Di Maggio, Ali Kakhbod and Amir Kermani). Journal of Financial Economics, Forthcoming.
See also NBER Working Paper 314646, FHFA Working Paper 23-03.
Mortgage Appraisal Waivers and Prepayment Speeds (with William M. Doerner and Fan Xu). Cityscape, 24(3), 2022, 61-86.
See also FHFA Working Paper 22-01.