Joshua Bosshardt

I am a PhD economist. I worked at the Federal Housing Finance Agency for four years (Senior Economist from 12/2022 to 8/2025, Economist from 7/2021 to 12/2022) and published articles related to financial intermediation and housing finance. I received my PhD in economics from MIT in June 2021.

Here is my CV.

Peer-Reviewed Publications

The Credit Supply Channel of Monetary Policy Tightening and its Distributional Impacts (with Marco Di Maggio, Ali Kakhbod and Amir Kermani).

Journal of Financial Economics (JFE), 2024, Vol. 160, Article 103914.

Preprint

Do Intermediaries Improve GSE Lending? Evidence from Proprietary GSE Data (with Ali Kakhbod and Amir Kermani).

Journal of Financial Economics (JFE), 2025, Vol. 170, Article 104082.

Preprint

Formerly titled "The Value of Intermediaries for GSE Loans".

Semi-Finalist, Best Paper, FMA Annual Meeting, 2023

Manuscript Prize for Real Estate Finance, ARES Annual Conference, 2024

Working Papers

The Male and Female Gap in Home Appraisals (with Simi Kedia and Tim Zhang). FHFA Working Paper 25-01.

Banking on the Edge: Liquidity Constraints and Illiquid Asset Risk (with Ali Kakhbod and Farzad Saidi). CEPR Discussion Paper No. 17811.

The Bank Liquidity Channel of Financial (In)stability (with Ali Kakhbod and Farzad Saidi). CEPR Discussion Paper No. 16438.

Why Did Public Banks Lend More During the Global Financial Crisis? (with Eugenio Cerutti). IMF Working Paper 20/84.

Agency Meets Stability: The Effect of Corporate Governance and Capital Requirements on Bank Lending (with Ali Kakhbod and Kunal Sachdeva)

The Effect of Tightening Credit Standards on Lending Relationships

Other Publications

Mortgage Appraisal Waivers and Prepayment Speeds (with William M. Doerner and Fan Xu). Cityscape, 24(3), 2022, 61-86.